109 Whitewing Ct, Georgetown, KY 40324 Property Records

Scott County property record for 109 Whitewing Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,000 sqft · built 1992
Lot Size	0.848 acres (36,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2020)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-40-014.000`

Property Details

APN / Parcel Number

Primary APN	`132-40-014.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	840 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Foundation Type	Block
Lot Area	36,930 sqft (0.848 acres)
Garage Type	Basement
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 WHITEWING CT
City	GEORGETOWN
State	KY
Zip	40324-9290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT
Legal Subdivision	MALLARD POINT
Legal Phase	2
Legal Block	C
Legal Lot Number	5
Legal Unit	2
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	2
Census Block	2008
Census Tract	40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 WHITEWING CT, GEORGETOWN, KY 40324-9290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 27, 2020	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	2020423509
Deed Book / Page	418 / 805
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	109 WHITEWING CT, GEORGETOWN, KY 40324-9290
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WHITEWING CT, GEORGETOWN, KY 40324-9290

Mortgage

Document Number	00M1720/75
Date	Nov 28, 2022
Book Page	M1720/75
Instrument	462515

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 26, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 27, 2020
Property Address	109 WHITEWING CT, GEORGETOWN, KY 40324-9290
Document Number	00D418/805
Book / Page	D418 / 805
Map Reference	CAB 2 SL 543
Instrument Date	Oct 23, 2020
Instrument	423509
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1029 BERRY HILL DR, 1029, FRANKFORT, KY 40601-3397

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 WHITEWING CT, WINCHESTER, KY 40392

Mortgage

Document Number	0000423510
Date	Oct 27, 2020
Instrument	423510

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,502 (-)	$369,502 (-)
2025	$3,291.00 (+19.37%)	$369,502 (+21.51%)	$369,502 (+21.51%)
2023	$2,757.00	$304,102 Land $75,002 Building $229,100	$304,102 Land $75,002 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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