109 Whites Point Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 109 Whites Point Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1938
Lot Size	0.3 acres (13,068 sqft)
Owner	Trust Name on File
Tax Bill	$11,081 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`STAN M:57 L:29`

Property Details

APN / Parcel Number

Primary APN	`STAN M:57 L:29`
Alternative APN	`D1020R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	D1020R
Street Address	109 WHITES POINT RD
City	STANDISH
State	ME
Zip	04084-5359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	29
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	3
Census Block	3001
Census Tract	17002

Owner

109 Whites Point Rd is owner-occupied and held in a trust.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	109 WHITES POINT RD, STANDISH, ME 04084-5359
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Oct 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	109 WHITES POINT RD, STANDISH, ME 04084-5359
Document Number	0365270336
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WHITES POINT RD STANDISH ME 040845359, STANDISH, ME 04084-5359

Mortgage

Document Number	0365270336
Date	Mar 24, 2020
Book Page	036527/000336
Instrument	15506

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Oct 18, 2019
Property Address	109 WHITES POINT RD, STANDISH, ME 04084-5359
Document Number	0360840322
Book / Page	036084 / 000322
Instrument Date	Oct 18, 2019
Instrument	52688
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WHITES POINT RD STANDISH ME 040845359, STANDISH, ME 04084-5359

Tax Assessment & Valuation

The 2025 property tax bill for 109 Whites Point Rd was $11,081, down 4.4% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,081.00 (-4.44%)	$893,600 (-2.9%) Land $760,200 Building $133,400
2024	$11,596.00 (+17.94%)	$920,300 (+29.64%) Land $717,200 Building $203,100
2023	$9,832.00 (+10.55%)	$709,900 (+15.34%) Land $542,700 Building $167,200
2022	$8,894.00	$615,500 Land $471,500 Building $144,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Whites Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Whites Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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