Ellis County property record for 109 White Oak Ln, Red Oak, TX 75154 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,515 sqft · built 2016 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,400 (Oct 2016) |
| Tax Bill | $7,711 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jun 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R263204 |
| Primary APN | R263204 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,515 sqft Living Area |
| Gross Area | 4,071 sqft |
| 1st Floor Area | 2,294 sqft |
| 2nd Floor Area | 1,221 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 166 sqft |
| Street Address | 109 WHITE OAK LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-0108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 BLK F HICKORY CREEK ADDITION PH 2 .152 AC |
| Legal Subdivision | HICKORY CREEK ADDITION PH 2 |
| Legal Block | F |
| Legal Lot Number | 29 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 60206 |
Source: Ellis County records · APN R263204
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1416 SHADYBROOK DR, DESOTO, TX 75115-3036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2024 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS |
| Jun 18, 2025 | Transfer on Death Deed, Transfer |
| Jan 22, 2025 | Transfer on Death Deed, Transfer |
| Oct 26, 2020 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on Record |
| Deed Sale | Oct 28, 2016 · Amount on Record |
| Deed Document Number | 201629826 |
| Last Transfer Date | Dec 18, 2024 |
| Transfer Doc | 0000002258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 109 WHITE OAK LN, RED OAK, TX 75154-0108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002414039 |
|---|---|
| Date | May 07, 2024 |
| Instrument | 2414039 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | 900 W BETHANY DR STE 500, ALLEN, TX 75013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 05, 2044 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | Jun 18, 2025 |
| Property Address | 109 WHITE OAK LN, RED OAK, TX 75154-0108 |
| Document Number | 0000126980 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 202500126980 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 WHITE OAK LN, RED OAK, TX 75154-0108 |
| Name | Verified Name |
|---|---|
| Address | 1416 SHADYBROOK DR, DESOTO, TX 75115-3036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 22, 2025 |
| Property Address | 109 WHITE OAK LN, RED OAK, TX 75154-0108 |
| Document Number | 0002502258 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 2502258 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WHITE OAK LN, RED OAK, TX 75154-0108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 109 WHITE OAK LN, RED OAK, TX 75154-0108 |
| Document Number | 0000041559 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 WHITE OAK LN RED OAK TX 751540108, RED OAK, TX 75154-0108 |
| Document Number | 0000041559 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 41559 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2050 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,194 (+1.52%) Land $70,000 Building $390,194 | $460,194 (+1.52%) Land $70,000 Building $390,194 | |
| 2025 | $7,711.00 (-7.86%) | $453,325 (-13.57%) Land $70,000 Building $383,325 | $453,325 (-13.57%) Land $70,000 Building $383,325 |
| 2024 | $8,369.00 (+11.47%) | ||
| 2023 | $7,508.00 (-7.07%) Homeowner's exemption | $524,476 Land $70,000 Building $454,476 | $524,476 Land $70,000 Building $454,476 |
| 2018 | $8,079.00 |
Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390602062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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