109 White Marsh Rd, Centreville, MD 21617 Property Records

Queen Anne's County property record for 109 White Marsh Rd, Centreville, MD 21617

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,106 sqft · built 1965
Lot Size0.871 acres (37,962 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Apr 2025)
Tax Bill$3,124 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-009556

Property Details

APN / Parcel Number

Primary APN03-009556
Alternative APNs
  • 3009556
  • 009556

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,106 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area37,962 sqft (0.871 acres)
Lot Dimensions333 ft deep x 114 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft
Deck Area225 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number009556
Street Address109 WHITE MARSH RD
CityCENTREVILLE
StateMD
Zip21617-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-1
Legal DescriptionLOT 3 WHITE MARSH RD LOTS
Legal SubdivisionWHITE MARSH ROAD LOTS
Legal Lot Number3
JurisdictionQUEEN ANNE'S MD
Township / Civil Division3, CENTREVILLE
Census Block Group2
Census Block2026
Census Tract810400

Owner

109 White Marsh Rd is owned and occupied by an individual who bought it in April 2025.

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address109 WHITE MARSH RD, CENTREVILLE, MD 21617-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2020Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Oct 3, 2019Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Aug 22, 2019Correction Deed, Transfer
ATTORNEY ONLY
Aug 22, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
GSF MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2025 · Amount on File
Deed SaleApr 21, 2025 · Amount on File
Prior SaleOct 3, 2019 · Amount on File
Deed Book / Page4557 / 65
Prior Transfer DateOct 4, 2000
Prior Transfer Doc0031420100
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address109 WHITE MARSH RD, CENTREVILLE, MD 21617-2516
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032610012
DateFeb 7, 2020
Book Page3261/012
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address109 WHITE MARSH RD, CENTREVILLE, MD 21617-2516
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039000073
DateNov 23, 2021
Book Page3900/73
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateOct 3, 2019
Property Address109 WHITE MARSH RD, CENTREVILLE, MD 21617-2516
Document Number0031700257
Book / Page3170 / 257
Map ReferenceLB TSP 1 FO 98
Instrument DateSep 13, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyTHE ATLANTIC TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address109 WHITE MARSH RD, CENTREVILLE, MD 21617-2516

Mortgage

Document Number0003170262
DateOct 3, 2019
Instrument3170/262
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

August 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionQUEEN ANNE'S MD
Recording DateAug 22, 2019
Property Address109 WHITE MARSH RD, CENTREVILLE, MD 21617-2516
Document Number0031420099
Book / Page003142 / 000099
Instrument DateOct 4, 2000
Transaction TypeTransfer
Record UpdatedSep 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address109 WHITE MARSH RD CENTREVILLE MD 216172516, CENTREVILLE, MD 21617-2516

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionQUEEN ANNE'S MD
Recording DateAug 22, 2019
Property Address109 WHITE MARSH RD, CENTREVILLE, MD 21617-2516
Document Number0031420100
Book / Page3142 / 100
Map ReferenceLB TSP 1 FO 8
Instrument DateOct 4, 2000
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address109 WHITE MARSH RD, CENTREVILLE, MD 21617-2516

Mortgage

Document Number0003142103
DateAug 22, 2019
Instrument3142/103
Lender
NameGSF MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueJul 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 109 White Marsh Rd was $3,124.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,433 (+5.89%)$363,600 (-) Land $168,200 Building $195,400
2025$3,124.00$325,267$363,600 Land $168,200 Building $195,400
2023$2,754.00 Homeowner's exemption$292,467$306,100 Land $133,200 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 White Marsh Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (2003–2014)
Claims Outside the SFHA4 of 6
Most Recent ClaimApr 2014 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 White Marsh Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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