109 Whitby Rd, Irmo, SC 29063 Property Records

Lexington County property record for 109 Whitby Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,062 sqft · built 1983
Lot Size	0.21 acres (9,165 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Feb 2025)
Tax Bill	$891 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`001927-01-022`

Property Details

APN / Parcel Number

Primary APN	`001927-01-022`
Alternative APN	`0192701022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,062 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,165 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 WHITBY RD
City	IRMO
State	SC
Zip	29063-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	FRIARSGATE B SEC 5E2 LOT 49 BLK W3
Legal Subdivision	FRIARSGATE B
Legal Block	W
Legal Lot Number	49
Jurisdiction	LEXINGTON SC
Township / Civil Division	IRMO
Census Block Group	2
Census Block	2001
Census Tract	21113

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WHITBY RD, IRMO, SC 29063-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Special Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Mar 22, 2017	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Apr 7, 2008 · Amount on Record
Deed Document Number	20254160
Deed Book / Page	21145 / 734
Prior Transfer Date	Mar 21, 2008
Prior Transfer Doc	1280800090
Record Updated	Oct 29, 2026

February 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 5, 2025
Property Address	109 WHITBY RD, IRMO, SC 29063-2426
Document Number	2114500734
Book / Page	21145 / 734
Map Reference	MB 192-G PG 5
Instrument Date	Jan 7, 2025
Instrument	2025004160
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WHITBY RD, IRMO, SC 29063-2426

Mortgage

Document Number	2025004161
Date	Feb 5, 2025
Instrument	2025004161

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

March 2017: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	LEXINGTON SC
Recording Date	Mar 22, 2017
Property Address	109 WHITBY RD, IRMO, SC 29063-2426
Document Number	1908300037
Book / Page	019083 / 000037
Instrument Date	Mar 15, 2017
Instrument	13340
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Municipality	Irmo Town
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$891.00 (-63.6%)	$4,846 (-) Land $1,375 Building $3,471
2024	$2,448.00 (+1.96%)	$4,846 (-) Land $1,375 Building $3,471	$80,771 (-) Land $22,915 Building $57,856
2023	$2,401.00	$4,846 Land $1,375 Building $3,471	$80,771 Land $22,915 Building $57,856

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CarolinaConnect Cooperative.

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