109 Whispering Ct, Canton, GA 30114 Property Records

Cherokee County property record for 109 Whispering Ct, Canton, GA 30114

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,400 sqft · built 2000
Lot Size	0.416 acres (18,152 sqft)
Owner	Individual Name on File
Last Sale	$364,000 (Jul 2022)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14N16D 005`

Property Details

APN / Parcel Number

Primary APN	`14N16D 005`
Alternative APNs	`96126055` `396381`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,400 sqft Heated Area
1st Floor Area	1,620 sqft
Basement Area	1,590 sqft
Unfinished Basement	1,590 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,152 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	396381
Old Parcel Number	14N16D005
Street Address	109 WHISPERING CT
City	CANTON
State	GA
Zip	30114-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 5 WHISPERING HILLS UIPB49/24
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	5
Jurisdiction	CHEROKEE GA
Township / Civil Division	CANTON
Census Block Group	3
Census Block	3029
Census Tract	90402

Owner

109 Whispering Ct is owned and occupied by an individual who bought it in July 2022.

Source: Cherokee County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	109 WHISPERING CT, CANTON, GA 30114-2254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jul 27, 2022	Warranty Deed, Transfer · VA Mortgage STOCKTON MORTGAGE
Jul 27, 2022	Warranty Deed, Transfer · VA Mortgage STOCKTON MORTGAGE
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE
Mar 1, 2017	Grant Deed, Transfer · VA Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Jul 21, 2021 · Amount on File
Deed Document Number	0148131117
Deed Book / Page	14813 / 1117
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	109 WHISPERING CT, CANTON, GA 30114-2254
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WHISPERING CT, CANTON, GA 30114-2254

Mortgage

Document Number	0145020418
Date	Jul 20, 2020
Book Page	0000014502/0000000418
Instrument	2020030118

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Jul 27, 2022
Property Address	109 WHISPERING CT, CANTON, GA 30114-2254
Document Number	0148131117
Book / Page	14813 / 1117
Instrument Date	Jul 27, 2022
Instrument	2022-009337
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WHISPERING CT, CANTON, GA 30114-2254

Mortgage

Document Number	0148131120
Date	Aug 2, 2022
Book Page	0000014813/0000001120
Instrument	2022031209

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Jul 27, 2022
Property Address	109 WHISPERING CT, CANTON, GA 30114-2254
Document Number	0148131117
Book / Page	14813 / 1117
Instrument Date	Jul 27, 2022
Instrument	2022-009337
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WHISPERING CT, CANTON, GA 30114-2254

Mortgage

Document Number	2022031209
Date	Jul 27, 2022
Instrument	2022031209

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Jul 21, 2021
Property Address	109 WHISPERING CT, CANTON, GA 30114-2254
Document Number	0146771827
Book / Page	14677 / 1827
Instrument Date	Jul 21, 2021
Instrument	2021-009751
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WHISPERING CT, CANTON, GA 30114-2254

Mortgage

Document Number	0146771830
Date	Jul 23, 2021
Book Page	0000014677/0000001830
Instrument	2021040547

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Mar 1, 2017
Property Address	109 WHISPERING CT, CANTON, GA 30114-2254
Document Number	0141580650
Book / Page	014158 / 000650
Instrument Date	Feb 24, 2017
Instrument	6987
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 WHISPERING CT CANTON GA 301142254, CANTON, GA 30114-2254

Mortgage

Document Number	141580652
Date	Mar 1, 2017
Book Page	014158/000652
Instrument	6988

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 Whispering Ct was $4,503 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Municipality	Canton City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00 Homeowner's exemption	$165,520 Land $26,000 Building $139,520	$413,800 Land $65,000 Building $348,800
2023		$145,600 (+12.66%) Land $22,280 Building $123,320	$364,000 (+12.66%) Land $55,701 Building $308,299
2022	$3,941.00 Homeowner's exemption	$129,240 Land $22,000 Building $107,240	$323,100 Land $55,000 Building $268,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Whispering Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Whispering Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON serves 16,375 people · EPA ID GA0570001
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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