Essex County and Rowley Town property record for 109 Wethersfield St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,798 sqft · built 1960 |
| Lot Size | 0.32 acres (13,923 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Aug 2018) |
| Tax Bill | $7,473 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Aug 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0017 B:0048 L:0000 |
| Primary APN | ROWL M:0017 B:0048 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 3,136 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,923 sqft (0.32 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 109 WETHERSFIELD ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CEN |
| Legal Block | 48 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 WETHERSFIELD ST, ROWLEY, MA 01969-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Aug 10, 2018 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Nov 28, 2017 | Quit Claim Deed, Transfer |
| Sep 21, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Book / Page | 36928 / 544 |
| Transfer Doc | 036928-544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 109 WETHERSFIELD ST, ROWLEY, MA 01969-1712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039513-287 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 39513/287 |
| Instrument | 20210210002130 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Aug 10, 2018 |
| Property Address | 109 WETHERSFIELD ST, ROWLEY, MA 01969-1712 |
| Document Number | 36928-544 |
| Book / Page | 036928 / 000544 |
| Instrument Date | Aug 4, 2018 |
| Instrument | 1808101480 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,348.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 WETHERSFIELD ST ROWLEY MA 019691712, ROWLEY, MA 01969-1712 |
| Document Number | 36928-546 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 036928/000546 |
| Instrument | 1808101490 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Nov 28, 2017 |
| Property Address | 109 WETHERSFIELD ST, ROWLEY, MA 01969-1712 |
| Document Number | 36360-563 |
| Book / Page | 036360 / 000563 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 1711281040 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $889.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 41 NORTH RD KINGSTON NH 038483056, KINGSTON, NH 03848-3056 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Sep 21, 2017 |
| Property Address | 109 WETHERSFIELD ST, ROWLEY, MA 01969-1712 |
| Document Number | 36191-532 |
| Book / Page | 036191 / 000532 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 1709210128 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 10, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $918.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,473.00 (+1.63%) | $618,100 (-1.06%) Land $264,100 Building $354,000 | $624,934 (-6.6%) |
| 2025 | $7,353.00 (+1.86%) | $624,700 (+4.71%) Land $251,500 Building $373,200 | $669,085 |
| 2024 | $7,219.00 (+2.11%) | $596,600 (+9.87%) Land $239,600 Building $357,000 | |
| 2023 | $7,070.00 | $543,000 Land $208,300 Building $334,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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