109 Wetherill Rd, Cheltenham, PA 19012 Property Records

Montgomery County property record for 109 Wetherill Rd, Cheltenham, PA 19012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,235 sqft · built 1954
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Mar 2020)
Tax Bill	$9,945 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00-28507-00-1`

Property Details

APN / Parcel Number

Primary APN	`31-00-28507-00-1`
Alternative APN	`31060 117`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,235 sqft Living Area
1st Floor Area	1,203 sqft
Basement Area	18 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	154 ft deep x 158 ft wide
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 WETHERILL RD
City	CHELTENHAM
State	PA
Zip	19012-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	L 141
Legal Subdivision	IDRO FARMS
Legal Block	60
Legal Lot Number	141
Jurisdiction	MONTGOMERY PA
Township / Civil Division	CHELTENHAM
Census Block Group	3
Census Block	3007
Census Tract	202201

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 WETHERILL RD, CHELTENHAM, PA 19012-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHPOINT MORTGAGE INC
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Feb 15, 1991 · Amount on Record
Deed Document Number	202017579
Deed Book / Page	6174 / 1230
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	109 WETHERILL RD, CHELTENHAM, PA 19012-1214
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01519000536
Date	Mar 15, 2021
Book Page	15190/00536
Instrument	2021028608

Lender

Name	HIGHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	109 WETHERILL RD, CHELTENHAM, PA 19012-1214
Document Number	0148611251
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	DEL VAL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 WETHERILL RD CHELTENHAM PA 190121214, CHELTENHAM, PA 19012-1214

Mortgage

Document Number	0148611251
Date	Mar 4, 2020
Book Page	014861/001251
Instrument	17580

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Cheltenham Township
Unified School District	Cheltenham School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,945.00	$140,700 (-)	$140,700 (-)
2025	$9,945.00 (+5.83%)
2024		$140,700 (-)
2023	$9,397.00 (+1.14%)	$140,700
2022	$9,291.00
1998			$140,700 (-)
1996			$140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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