Saratoga County and Charlton Town property record for 109 Western Ave, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,647 sqft · built 1985 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,500 (Nov 2003) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| APN | 412200 234.-1-19 |
| Primary APN | 412200 234.-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Upper Floors Area | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 150,282 sqft (3.45 acres) |
| Lot Width | 304 ft Width |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Canopy | 48 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5 J01389 |
|---|---|
| Street Address | 109 WESTERN AVE |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-8467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | CHARLTON |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 61600 |
109 Western Ave is owned and occupied by an individual who bought it in November 2003.
Source: Saratoga County and Charlton Town records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 WESTERN AVE, AMSTERDAM, NY 12010-8467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2003 · Amount on File |
| Deed Sale | Nov 21, 2003 · Amount on File |
| Prior Sale | Mar 24, 1995 · Amount on File |
| Deed Book / Page | 1664 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 109 WESTERN AVE, AMSTERDAM, NY 12010-8467 |
| Document Number | 0000001361 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | 109 WESTERN AVE WEST CHARLTON NY 120108467, WEST CHARLTON, NY 12010-8467 |
| Document Number | 0000001361 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 1361 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 13, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 Western Ave was $4,732 with a homeowner's exemption.
Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Charlton Town |
| Unified School District | Galway Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,732.00 | $160,100 Land $37,200 Building $122,900 | $326,735 Land $75,918 Building $250,817 |
| 2023 | $160,100 Land $37,200 Building $122,900 | $291,091 Land $67,636 Building $223,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 109 Western Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Western Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures