109 West St, Milford, DE 19963 Property Records

Kent County property record for 109 West St, Milford, DE 19963

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 1,992 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$2,500 (Aug 2017)
Tax Bill	$161 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-16-183.10-02-56.00-000`

Property Details

APN / Parcel Number

Primary APN	`5-16-183.10-02-56.00-000`
Alternative APNs	`MD16183.100256.00/000` `25944`

Exterior

Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	93 ft deep x 28.5 ft wide
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25944
Street Address	109 WEST ST
City	MILFORD
State	DE
Zip	19963-1162
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R3
Legal Description	EAST SD WEST ST LOT 2,650 SQ FT 109 WEST STREET
Legal Subdivision	EAST SD
Legal Lot Number	2
Jurisdiction	KENT DE
Township / Civil Division	MILFORD NORTH
Census Block Group	3
Census Block	3018
Census Tract	42500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Milford Historic District listed 1983 · 101 contributing resources · NRIS 83001357

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 West St, residential vacant land, is owned by an individual who bought it in August 2017.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	111 WEST ST, MILFORD, DE 19963-1162
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 24, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 24, 2019	Deed of Trust, Mortgage · VA Mortgage MERIDIAN BK
May 16, 2018	Grant Deed, Transfer · VA Mortgage WINTRUST MTG
Aug 3, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Deed Document Number	2017323732
Deed Book / Page	8734 / 86
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000323732
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	109 WEST ST, MILFORD, DE 19963-1162
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463427
Date	Oct 28, 2022
Book Page	12230/230
Instrument	2022-463427

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Recording Date	Jul 24, 2026
Property Address	109 WEST ST, MILFORD, DE 19963-1162
Document Number	0000540931
Book / Page	14330 / 79
Instrument Date	Oct 22, 2022
Instrument	2026540931
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WEST ST, MILFORD, DE 19963-1162

Mortgage

Document Number	0000540931,
Date	Jul 24, 2026
Book Page	14330/79
Instrument	2026540931

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Nov 1, 2052

Interest

Rate	6.7%
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	109 WEST ST, MILFORD, DE 19963-1162
Document Number	0000373487
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WEST ST MILFORD DE 199631162, MILFORD, DE 19963-1162

Mortgage

Document Number	0000373487
Date	Nov 13, 2019
Book Page	009873/000278
Instrument	373487

Lender

Name	MERIDIAN BK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	May 16, 2018
Property Address	109 WEST ST, MILFORD, DE 19963-1162
Document Number	0000340639
Book / Page	009120 / 000232
Instrument Date	May 10, 2018
Instrument	340639
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11360 SHAWNEE RD GREENWOOD DE 199505211, GREENWOOD, DE 19950-5211

Mortgage

Document Number	340640
Date	May 16, 2018
Book Page	009120/000236
Instrument	340640

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Aug 3, 2017
Property Address	109 WEST ST, MILFORD, DE 19963-1162
Document Number	0000323723
Book / Page	008734 / 000086
Instrument Date	Jul 18, 2017
Instrument	323723
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$37.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 109 West St was $161.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$161.00	$44,500 (-) Land $44,500
2025	$161.00	$44,500 Land $44,500
2023	$51.00	$2,300 Land $2,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILFORD WATER DEPARTMENT serves 9,800 people · EPA ID DE0000616
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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