Monmouth County and Aberdeen Township property record for 109 Wayside Dr, Keyport, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,368 sqft · built 1920 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jan 2019) |
| Tax Bill | $8,907 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00347-0000-00031 |
| Primary APN | 01-00347-0000-00031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Upper Floors Area | 684 sqft |
| Basement Area | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Deck Area | 64 sqft |
|---|---|
| Patio Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 109 WAYSIDE DR |
|---|---|
| City | KEYPORT |
| State | NJ |
| Zip | 07735-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | CLIFFWOOD BEACH SEC 02 |
| Legal Block | 347 |
| Legal Lot Number | 31 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 802500 |
109 Wayside Dr is owned and occupied by two individuals who bought it in January 2019.
Source: Monmouth County and Aberdeen Township records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WAYSIDE DR, KEYPORT, NJ 07735-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage BOND STREET MTG |
| Jan 29, 2019 | Grant Deed, Transfer · FHA Mortgage BOND STREET MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2019 · Amount on File |
| Deed Sale | Jan 29, 2019 · Amount on File |
| Prior Sale | Aug 14, 2006 · Amount on File |
| Deed Document Number | 20199377 |
| Deed Book / Page | 9333 / 1699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 109 WAYSIDE DR, KEYPORT, NJ 07735-5313 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096622409 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 9662/2409 |
| Instrument | 2023069053 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 109 WAYSIDE DR, KEYPORT, NJ 07735-5313 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 WAYSIDE DR, KEYPORT, NJ 07735-5313 |
| Document Number | 0095693077 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 9569/3077 |
| Instrument | 2022000265 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 109 WAYSIDE DR, KEYPORT, NJ 07735-5313 |
| Document Number | 0000089555 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV |
| Name | Verified Name |
|---|---|
| Address | 109 WAYSIDE DR KEYPORT NJ 077355313, KEYPORT, NJ 07735-5313 |
| Document Number | 0000089555 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 009370/004450 |
| Instrument | 89555 |
| Name | BOND STREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 29, 2019 |
| Property Address | 109 WAYSIDE DR, KEYPORT, NJ 07735-5313 |
| Document Number | 0000009377 |
| Book / Page | 009333 / 001699 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 9377 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WAYSIDE DR KEYPORT NJ 077355313, KEYPORT, NJ 07735-5313 |
| Document Number | 9378 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 009333/001705 |
| Instrument | 9378 |
| Name | BOND STREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 28, 2049 |
The 2025 property tax bill for 109 Wayside Dr was $8,907, up 8.5% from the year before.
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,100 (+8%) Land $297,100 Building $189,000 | $486,100 (+8%) Land $297,100 Building $189,000 | |
| 2025 | $8,907.00 (+8.54%) | $450,100 Land $262,800 Building $187,300 | $450,100 Land $262,800 Building $187,300 |
| 2024 | $8,206.00 | ||
| 2023 | $353,200 Land $173,600 Building $179,600 | $353,200 Land $173,600 Building $179,600 | |
| 2022 | $7,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Wayside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1980–2019) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Wayside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN - CLIFFWOOD/CLIFFWOOD BEACH serves 6,775 people · EPA ID NJ1330002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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