109 Wayne St, Yankton, SD 57078 Property Records

Yankton County property record for 109 Wayne St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1977
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Aug 2010)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09.022.700.105`

Property Details

APN / Parcel Number

Primary APN	`09.022.700.105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1,360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 WAYNE ST
City	YANKTON
State	SD
Zip	57078-4780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 1 RIVERSIDE ACRES S/D
Legal Range	56
Legal Township	93
Legal Section	22
Legal Subdivision	RIVERSIDE ACRES SUBDIVISION
Legal Block	1
Legal Lot Number	5
Jurisdiction	YANKTON SD
Township / Civil Division	WEST YANKTON
Census Block Group	1
Census Block	1027
Census Tract	966301

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 WAYNE ST, YANKTON, SD 57078-4780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
May 30, 2018	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Jan 19, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2010 · Amount on Record
Deed Sale	Aug 13, 2010 · Amount on Record
Deed Book / Page	493 / 581
Last Transfer Date	Jan 13, 2021
Transfer Doc	000556/165
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	109 WAYNE ST, YANKTON, SD 57078-4780
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000536/317
Date	Aug 29, 2017
Book Page	536/317

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	VERMILLION, SD 57069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	109 WAYNE ST, YANKTON, SD 57078-4780
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000540/289
Date	May 30, 2018
Book Page	540/289

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	109 WAYNE ST, YANKTON, SD 57078-4780
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000553/162
Date	Sep 2, 2020
Book Page	553/162

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	YANKTON SD
Recording Date	Jan 19, 2021
Property Address	109 WAYNE ST, YANKTON, SD 57078-4780
Document Number	000556/165
Book / Page	556 / 165
Map Reference	MB S4 PG 54A
Instrument Date	Jan 13, 2021
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 WAYNE ST, 109, YANKTON, SD 57078-4780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SURFSIDE DR # 199, 199, LINCOLN, NE 68528-1082

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,200 (+24.73%) Land $25,000 Building $230,200	$255,200 Land $25,000 Building $230,200
2025	$2,717.00 (+26.49%)
2023		$204,600 Land $20,800 Building $183,800
2022	$2,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	21 (2010–2018)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Flooding, Jul 2011 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Hartington Telecommunications.

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