Berkeley County property record for 109 Waves Pl, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 1,763 sqft · built 2021 |
| Lot Size | 0.129 acres (5,626 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,274 (Oct 2021) |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-08-01-079 |
| Primary APN | 179-08-01-079 |
|---|---|
| Alternative APN |
|
| Building Area | 1,763 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,763 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,626 sqft (0.129 acres) |
| Garage Area | 400 sqft |
| Porch | Patio |
| Street Address | 109 WAVES PL |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-2466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 444FOUR SEASONS PH 4B@ CANE BAY |
| Legal Subdivision | CANE BAY (FOUR SEASONS) |
| Legal Lot Number | 444 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 20711 |
109 Waves Pl is owned and occupied by an individual who bought it in October 2021.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 WAVES PL, SUMMERVILLE, SC 29486-2466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on File |
| Deed Sale | Oct 27, 2021 · Amount on File |
| Deed Document Number | 202150848 |
| Deed Book / Page | 4025 / 271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Oct 27, 2021 |
| Property Address | 109 WAVES PL, SUMMERVILLE, SC 29486-2466 |
| Document Number | 04025/0271 |
| Book / Page | 4025 / 271 |
| Map Reference | DOC 2020041131 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021050848 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,211.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WAVES PL, SUMMERVILLE, SC 29486-2466 |
| Document Number | 2021050849 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021050849 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 109 Waves Pl was $1,373 with a homeowner's exemption, up 4.2% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,100 (+2,4%) Land $145,000 Building $219,100 | $364,100 (-) Land $145,000 Building $219,100 | |
| 2025 | $1,373.00 (+4.17%) | $14,564 (-) Land $5,800 Building $8,764 | $364,100 (-) Land $145,000 Building $219,100 |
| 2024 | $1,318.00 Homeowner's exemption | $14,564 Land $5,800 Building $8,764 | $364,100 Land $145,000 Building $219,100 |
| 2022 | $1,526.00 Homeowner's exemption | $13,000 Land $4,600 Building $8,400 | $325,000 Land $115,000 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Waves Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Waves Pl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 81% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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