109 Watson Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 109 Watson Rd, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,546 sqft · built 1968
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Dec 2019)
Tax Bill$949 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077063 02701

Property Details

APN / Parcel Number

Primary APN077063 02701
Alternative APN
  • 063 02701

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,546 sqft Living Area
1st Floor Area1,546 sqft
Basement Area240 sqft
Finished Basement240 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeMixed
Garage Area900 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area160 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address109 WATSON RD
CityDUNLAP
StateTN
Zip37327-4938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
JurisdictionSEQUATCHIE TN
Township / Civil Division6
Census Block Group1
Census Block1045
Census Tract60104

Owner

Source: Sequatchie County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 WATSON RD, DUNLAP, TN 37327-4938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2019Warranty Deed, Transfer · Conventional Mortgage
RELIANCE FIRST CAP
Sep 12, 2018Warranty Deed, Transfer · Conventional with PMI
AUSTIN L. T (TE)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2019 · Amount on Record
Deed SaleDec 3, 2019 · Amount on Record
Prior SaleSep 12, 2018 · Amount on Record
Deed Document Number20192489
Deed Book / Page390 / 190
Prior Transfer DateDec 2, 2019
Prior Transfer Doc0000002489
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateDec 3, 2019
Property Address109 WATSON RD, DUNLAP, TN 37327-4938
Document Number0000002489
Book / Page000390 / 000190
Instrument DateDec 2, 2019
Instrument2489
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyFIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$329.30
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 WATSON RD DUNLAP TN 373274938, DUNLAP, TN 37327-4938

Mortgage

Document Number2490
DateDec 3, 2019
Book Page000390/000192
Instrument2490
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 2, 2034

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateSep 12, 2018
Property Address109 WATSON RD, DUNLAP, TN 37327-4938
Document Number0000002068
Book / Page000373 / 000440
Instrument DateSep 12, 2018
Instrument2068
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$401.45
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2628 DUNLAP TN 373272628, DUNLAP, TN 37327-2628

Mortgage

Document Number2069
DateSep 12, 2018
Book Page000373/000442
Instrument2069
Lender
NameAUSTIN L. T (TE)
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueSep 11, 2033

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$949.00$51,650 (-) Land $4,100 Building $47,550
2023$949.00 (+25.7%)$51,650 (+67.15%) Land $4,100 Building $47,550$206,600 (+67.15%) Land $16,400 Building $190,200
2022$755.00$30,900 Land $3,000 Building $27,900$123,600 Land $12,000 Building $111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMay 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 73% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber
1,000 / 1,000

Nearby Properties on Watson Rd

Nearby Streets

Search Property Records by Address or Parcel Number