109 Waterside Dr, Madison, AL 35756 Property Records

Limestone County property record for 109 Waterside Dr, Madison, AL 35756 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	3,252 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Garage	Attached, 483 sqft
Occupancy	Owner Occupied
Last Sale	$389,900 (2020)
Tax Bill	$3,666.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1701110005002000`
Alternative APNs	`11704474` `61898`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,252 sqft Living Area
Upper Floors	944 sqft Upper Floors
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2020
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	129 ft x 78 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Porch	Open Porch
Porch Area	477 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	11704474
Street Address	109 WATERSIDE DR
City	MADISON
State	AL
Zip	35756-5060
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DIST:9 CITY/MUNI/TWP:MADISON SUBD:CREEKSIDE PARK PH 2 SEC/TWN/RNG/MER:SEC 11 TWN 04S RNG 03W
Legal Subdivision	CREEKSIDE PARK PH 2
Jurisdiction	LIMESTONE AL
Minor Civil Division	MOORESVILLE
Census Blockgroup	1
Census Block	1100
Census Tract	21202

Owner

Source: Limestone County records · APN 1701110005002000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 WATERSIDE DR, MADISON, AL 35756-5060
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Deed Doc Number	0202052409
Deed Book / Page	2020 / 52409
Record Refreshed	Jun 08, 2026

June 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 30, 2020
Property Address	109 WATERSIDE DR, MADISON, AL 35756-5060
Document Number	2020/52409
Book / Page	2020 / 52409
Map Reference	MB H PG 476
Instrument Date	Jun 24, 2020
Transaction Type	Construction Loan
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	244 VOEKEL RD, 244, HUNTSVILLE, AL 35811-9162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WATERS EDGE LN, MADISON, AL 35758-2558

Mortgage

Document Number	202052411
Date	Jun 30, 2020
Instrument	2020/52411

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Limestone County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,666.00 (+2.57%) Homeowner's exemption	$51,520 (+2.26%)	$515,100 (+2.26%) Land $79,300 Building $435,800
2024	$3,574.00 (+4.78%) Homeowner's exemption	$50,380 (+5%)	$503,700 (+4.98%) Land $75,400 Building $428,300
2023	$3,411.00 (+18.64%) Homeowner's exemption	$47,980 (+18.35%)	$479,800 (+18.38%) Land $75,400 Building $404,400
2022	$2,875.00 Homeowner's exemption	$40,540	$405,300 Land $70,200 Building $335,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Limestone County (01083C), updated October 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.