Hot Spring County property record for 109 Waterfall Ln, Malvern, AR 72104
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,864 sqft |
| Lot Size | 6.02 acres (262,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jul 2022) |
| Tax Bill | $6,806 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit May 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 623-06800-136 |
| Primary APN | 623-06800-136 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,864 sqft Living Area |
| 1st Floor Area | 3,011 sqft |
| Upper Floors Area | 853 sqft |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 262,231 sqft (6.02 acres) |
| Driveway | Driveway |
| Driveway Area | 3,350 sqft |
| Porch | Open Porch |
| Porch Area | 1,034 sqft |
| Deck Area | 996 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 WATERFALL LN |
|---|---|
| City | MALVERN |
| State | AR |
| Zip | 72104-8307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 36A & 36B |
| Legal Subdivision | RIVERVIEW ESTATES |
| Legal Lot Number | 36A,36B |
| Jurisdiction | HOT SPRING AR |
| Township / Civil Division | MAGNET |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 20101 |
109 Waterfall Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Hot Spring County records, as of November 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WATERFALL LN, MALVERN, AR 72104-8307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · Line of Credit SMACKOVER STATE BANK |
| May 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CORP |
| May 20, 2024 | Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Deed Document Number | 0371-000105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOT SPRING AR |
| Property Address | 109 WATERFALL LN, MALVERN, AR 72104-8307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8 E SYCAMORE RD, MOUNT IDA, AR 71957-8819 |
| Document Number | 0000516/35 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 516/35 |
| Instrument | 2023-001565 |
| Name | SMACKOVER STATE BANK |
|---|---|
| Type | Bank |
| Address | SMACKOVER, AR 71762 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Jan 7, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOT SPRING AR |
| Property Address | 109 WATERFALL LN, MALVERN, AR 72104-8307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 WATERFALL LN, MALVERN, AR 72104-8307 |
| Document Number | 000526/560 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 526/560 |
| Instrument | 2024-001709 |
| Name | STANDARD MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NEW ORLEANS, LA 70139 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOT SPRING AR |
| Property Address | 109 WATERFALL LN, MALVERN, AR 72104-8307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 WATERFALL LN, MALVERN, AR 72104-8307 |
| Document Number | 000527/127 |
|---|---|
| Date | May 20, 2024 |
| Book Page | 527/127 |
| Instrument | 2024-002013 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | LITTLE ROCK, AR 72221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 26, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 109 Waterfall Ln was $6,806.
Source: Hot Spring County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Hot Spring County |
| Unified School District | Magnet Cove School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,806.00 | $119,870 Land $19,010 Building $100,860 | |
| 2023 | $1,079.00 | $19,010 Land $19,010 | $599,350 Land $95,050 Building $504,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Waterfall Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Waterfall Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIMZEY REGIONAL WATER DISTRICT serves 12,718 people · EPA ID AR0000821 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Connect Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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