St. Johns County property record for 109 Washington St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,343 sqft · built 1928 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $732,500 (Mar 2025) |
| Tax Bill | $11,728 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 200060-0000 |
| Primary APN | 200060-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,343 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Lot Dimensions | 125 ft deep x 46 ft wide |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 284 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 WASHINGTON ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-4932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2-72 CITY OF ST AUG LOT 5 OF SUB OF LOT 1 BLK 38-B OR6111/773 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | CITY OF ST AUGUSTINE |
| Legal Block | 38 |
| Legal Lot Number | 5,1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20400 |
Source: St. Johns County records · APN 200060-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 109 WASHINGTON ST, SAINT AUGUSTINE, FL 32084-4932 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK |
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on Record |
| Deed Sale | Mar 10, 2025 · Amount on Record |
| Prior Sale | Feb 17, 2023 · Amount on Record |
| Deed Document Number | 202518649 |
| Deed Book / Page | 6111 / 773 |
| Prior Transfer Date | Jun 19, 2016 |
| Prior Transfer Doc | 0042270838 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 17, 2023 |
| Property Address | 109 WASHINGTON ST, SAINT AUGUSTINE, FL 32084-4932 |
| Document Number | 0057100838 |
| Book / Page | 5710 / 838 |
| Map Reference | MB 2 PG 72 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023012486 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 673 LEGENDS CREST DR, FRANKLIN, TN 37069-4658 |
| Name | Verified Name |
|---|---|
| Address | 103 MARINE ST, SAINT AUGUSTINE, FL 32084-5003 |
| Document Number | 0005710844 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 5710/844 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.12% |
| Index | Other |
| Max Rate | 9.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 23, 2021 |
| Property Address | 109 WASHINGTON ST, SAINT AUGUSTINE, FL 32084-4932 |
| Document Number | 0053491623 |
| Book / Page | 5349 / 1623 |
| Map Reference | MB 2 PG 72 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021092763 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 GABACHO CT, 18, ST AUGUSTINE, FL 32095-1627 |
| Name | Verified Name |
|---|---|
| Address | 673 LEGENDS CREST DR, FRANKLIN, TN 37069-4658 |
| Document Number | 53491625 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 5349/1625 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 WASHINGTON ST, SAINT AUGUSTINE, FL 32084-4932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047960289 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 4796/0289 |
| Instrument | 2019068734 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,216 (+2.41%) Land $347,300 Building $304,916 | $652,216 (+2.41%) Land $347,300 Building $304,916 | |
| 2025 | $11,728.00 (+6.14%) Homeowner's exemption | $636,895 (+1.47%) | $636,895 (+1.47%) Land $347,300 Building $289,595 |
| 2024 | $11,050.00 (-0.35%) Homeowner's exemption | $627,698 (-0.54%) | $627,698 (-0.54%) Land $347,300 Building $280,398 |
| 2023 | $11,089.00 (+13.21%) | $631,104 (+23.43%) | $631,104 (+23.43%) Land $347,300 Building $283,804 |
| 2022 | $9,795.00 | $511,301 | $511,301 Land $283,360 Building $227,941 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090204002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 376 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 389 units insured 13 under condo master policies |
| Nearby Flood Claims | 284 (1982–2024) |
| Claims Outside the SFHA | 3 of 284 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 519 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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