109 Washburn Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 109 Washburn Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 1999
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$980,000 (Nov 2008)
Tax Bill	$15,751 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`036-094-33`

Property Details

APN / Parcel Number

Primary APN	`036-094-33`
Alternative APN	`036-094-33-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,989 sqft Living Area
Gross Area	2,451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	109 WASHBURN AVE
City	CAPITOLA
State	CA
Zip	95010-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121801

Owner

109 Washburn Ave is owned and occupied by an individual who acquired it in September 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	109 WASHBURN AVE, CAPITOLA, CA 95010-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Sep 28, 2020	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2008 · Amount on File
Deed Sale	Nov 25, 2008 · Amount on File
Prior Sale	May 31, 2007 · Amount on File
Deed Document Number	200847165
Last Transfer Date	Sep 1, 2020
Transfer Doc	0000038611
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	109 WASHBURN AVE, CAPITOLA, CA 95010-3743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WASHBURN AVE, CAPITOLA, CA 95010-3743

Mortgage

Document Number	0000052773
Date	Dec 8, 2020
Instrument	2020-0052773

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

September 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2020
Property Address	109 WASHBURN AVE, CAPITOLA, CA 95010-3743
Document Number	0000038611
Instrument Date	Aug 24, 2020
Instrument	38611
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	109 WASHBURN AVE CAPITOLA CA 950103743, CAPITOLA, CA 95010-3743

Tax Assessment & Valuation

The 2025 property tax bill for 109 Washburn Ave was $15,751.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,287,252 (+2%) Land $735,573 Building $551,679
2025	$15,751.00	$1,262,012 Land $721,150 Building $540,862
2023	$14,384.00 (+1.07%)	$1,213,007 Land $693,147 Building $519,860	$1,560,420
2022	$14,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Washburn Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Washburn Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks.

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