109 Warwick Rd, West Windsor (Princeton Junction), NJ 08550 Property Records

Mercer County and West Windsor Township property record for 109 Warwick Rd, West Windsor, NJ 08550

Property Summary

Property Type	Single Family Home
Details	1,924 sqft · built 2003
Lot Size	0.03 acres (1,289 sqft)
Owner	Individual Name on File
Last Sale	$507,500 (Feb 2021)
Tax Bill	$12,812 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00015-11-00055-04-C5504`

Property Details

APN / Parcel Number

Primary APN	`13-00015-11-00055-04-C5504`
Alternative APN	`13000150011000550004 C5504`

Interior

Building Area	1,924 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	1,289 sqft (0.03 acres)

Location & Zoning

Street Address	109 WARWICK RD
City	PRINCETON JUNCTION
State	NJ
Zip	08550-3284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4A
Legal Description	ADDITIONAL LOTS: BELMONT
Legal Subdivision	WINDSOR PONDS CONDO
Legal Block	15.11
Legal Lot Number	55.4
Jurisdiction	MERCER NJ
Township / Civil Division	WEST WINDSOR
Census Block Group	2
Census Block	2001
Census Tract	4306

Owner

109 Warwick Rd is owned and occupied by an individual who bought it in February 2021.

Source: Mercer County and West Windsor Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	109 WARWICK RD, PRINCETON JUNCTION, NJ 08550-3284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 10, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage KWIK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Jan 8, 2004 · Amount on File
Deed Document Number	20217425
Deed Book / Page	6429 / 1680
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	109 WARWICK RD, PRINCETON JUNCTION, NJ 08550-3284
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030305
Date	Jul 21, 2020
Book Page	11505/260
Instrument	2020030305

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	Feb 10, 2021
Property Address	109 WARWICK RD, WEST WINDSOR, NJ 08550-3284
Document Number	0000007425
Book / Page	6429 / 1680
Map Reference	MB 6310 PG 930
Instrument Date	Jan 26, 2021
Instrument	2021007425
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	NORTHEAST TITLE AGENCY INC, NORTH EAST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 LEFFLER CIRCLE, PRINCETON JUNCTION, NJ 08550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WARWICK RD, WEST WINDSOR, NJ 08550-3284

Mortgage

Document Number	0000007426
Date	Feb 10, 2021
Instrument	2021007426

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	396 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 109 Warwick Rd was $12,812, up 3.2% from the year before.

Source: Mercer County and West Windsor Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	West Windsor Township
Unified School District	West Windsor-Plainsboro Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,200 (-) Land $125,000 Building $280,200	$405,200 (-) Land $125,000 Building $280,200
2025	$12,812.00 (+3.16%)	$405,200 Land $125,000 Building $280,200	$405,200 Land $125,000 Building $280,200
2024	$12,419.00
2023		$405,200 Land $125,000 Building $280,200	$405,200 Land $125,000 Building $280,200
2022	$11,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Warwick Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Warwick Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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