San Joaquin County property record for 109 Warren Ave, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,479 sqft · built 2007 |
| Lot Size | 0.141 acres (6,132 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Sep 2009) |
| Tax Bill | $3,209 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-760-140-000 |
| Primary APN | 196-760-140-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,479 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 6,132 sqft (0.141 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-760-14 |
|---|---|
| Street Address | 109 WARREN AVE |
| City | LATHROP |
| State | CA |
| Zip | 95330-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07-FM PT OF 196-050-01 PER VALLEY CROSSINGS |
| Legal Subdivision | VALLEY CROSSINGS |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 5127 |
109 Warren Ave is owned and occupied by two individuals who acquired it in February 2011.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WARREN AVE, LATHROP, CA 95330-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2009 · Amount on File |
| Deed Sale | Sep 9, 2009 · Amount on File |
| Prior Sale | Apr 10, 2008 · Amount on File |
| Deed Document Number | 2009132057 |
| Last Transfer Date | Feb 25, 2011 |
| Transfer Doc | 0000026417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 109 WARREN AVE, LATHROP, CA 95330-9715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 WARREN AVE, LATHROP, CA 95330-9715 |
| Document Number | 0000005745 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 2024-005745 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 109 WARREN AVE, LATHROP, CA 95330-9715 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 109 WARREN AVE, LATHROP, CA 95330-9715 |
| Document Number | 0000214034 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021-214034 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 109 Warren Ave was $3,209 with a homeowner's exemption, up 0.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,209.00 (+0.75%) | ||
| 2025 | $3,185.00 Homeowner's exemption | $193,609 Land $47,757 Building $145,852 | |
| 2023 | $3,102.00 (+1.11%) Homeowner's exemption | $186,093 Land $45,903 Building $140,190 | $441,810 |
| 2022 | $3,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Warren Ave in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Warren Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Matrix Broadband, unWired Broadband, Verizon.
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