Sonoma County property record for 109 Ward Dr, Cotati, CA 94931 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,408 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (2017) |
| Tax Bill | $10,418.00 (2025) |
| Primary APN | 046-640-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 2,916 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 508 sqft Garage |
| Heating System | Central Heating |
|---|
| Old Parcel Number | 046-640-017 |
|---|---|
| Street Address | 0 NONE |
| City | COTATI |
| State | CA |
| Zip | 94931 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2009 FM PTN 046-231-043 ROSEN RANCH SUB LOT 3 |
| Legal Subdivision | ROSEN RANCH SUB |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SONOMA CA |
| Minor Civil Division | PETALUMA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 151203 |
Source: Sonoma County records · APN 046-640-017-000
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 WARD DR, COTATI, CA 94931-5376 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Mar 15, 2017 | Deed of Trust, Mortgage PRIVATE INDIVIDUAL |
| Mar 10, 2017 | Grant Deed, Transfer · Conventional Mortgage MICHAEL R STEWART |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Deed Doc Number | 201719075 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | COTATI, CA 94931 |
| Document Number | 0000024339 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 109 WARD DR COTATI CA 949315376, COTATI, CA 94931-5376 |
| Document Number | 0000024339 |
|---|---|
| Date | Apr 01, 2020 |
| Instrument | 24339 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | COTATI, CA 94931 |
| Document Number | 0000032516 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 109 WARD DR COTATI CA 949315376, COTATI, CA 94931-5376 |
| Document Number | 0000032516 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 32516 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | COTATI, CA 94931 |
| Document Number | 0000020686 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 WARD DR COTATI CA 94931, COTATI, CA 94931 |
| Document Number | 0000020686 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 20686 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 2359 OLD WAVERLY DR, SPARKS, NV 89436-2842 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Mar 10, 2017 |
| Property Address | COTATI, CA 94931 |
| Document Number | 0000019075 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 19075 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WARD DR COTATI CA 94931, COTATI, CA 94931 |
| Document Number | 19076 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 19076 |
| Name | MICHAEL R STEWART |
|---|---|
| Address | 3000 LAVA RIDGE CT # 130, ROSEVILLE, CA 95661-2802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,418.00 (+3.32%) Homeowner's exemption | $870,433 (+4.04%) Land $348,173 Building $522,260 |
| 2023 | $10,083.00 (+1.2%) Homeowner's exemption | $836,635 Land $334,654 Building $501,981 |
| 2022 | $9,963.00 |
109 Ward Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Sonoma County (06097C), updated February 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 28th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 769 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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