Berkeley County property record for 109 Wappoo Trace Ln, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 3,331 sqft · built 2022 |
| Lot Size | 0.18 acres (7,845 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $589,900 (Dec 2025) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-15-02-074 |
| Primary APN | 160-15-02-074 |
|---|---|
| Alternative APN |
|
| Building Area | 3,331 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,481 sqft |
| 2nd Floor Area | 1,850 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,845 sqft (0.18 acres) |
| Garage Area | 580 sqft |
| Pool Area | 1 sqft |
| Porch | Patio |
| Patio Area | 100 sqft |
| Street Address | 109 WAPPOO TRACE LN |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-2438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 145JASMINE POINT - PH 2 |
| Legal Subdivision | JASMINE POINT |
| Legal Lot Number | 145 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 20711 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18145 ALLOWAY CT, HAGERSTOWN, MD 21740-9731 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 4, 2022 | Deed, Subdivision Related Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Feb 4, 2022 · Amount on Record |
| Deed Document Number | 202541890 |
| Deed Book / Page | 5413 / 239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Dec 12, 2025 |
| Property Address | 109 WAPPOO TRACE LN, SUMMERVILLE, SC 29486-2438 |
| Document Number | 05413/0239 |
| Book / Page | 5413 / 239 |
| Map Reference | DOC 2020024577 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025041890 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,534.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18145 ALLOWAY CT, HAGERSTOWN, MD 21740-9731 |
| Document Number | 2025041891 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025041891 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Feb 4, 2022 |
| Property Address | 109 WAPPOO TRACE LN, SUMMERVILLE, SC 29486-2438 |
| Document Number | 04139/0469 |
| Book / Page | 4139 / 469 |
| Map Reference | DOC20200245772020024 |
| Instrument Date | Dec 31, 2021 |
| Instrument | 2022004927 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,314.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 WAPPOO TRACE LN, SUMMERVILLE, SC 29486-2438 |
| Document Number | 2022004928 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 2022004928 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,100 (+2,678.53%) Land $120,000 Building $453,100 | $573,100 (+7.56%) Land $120,000 Building $453,100 | |
| 2025 | $401.00 (+6.37%) | $20,626 (-) Land $3,858 Building $16,768 | $532,800 (-) Land $100,000 Building $432,800 |
| 2024 | $377.00 (-67.75%) Additional exemption filed | $20,626 (+17.27%) Land $3,858 Building $16,768 | $532,800 (+21.17%) Land $100,000 Building $432,800 |
| 2022 | $1,169.00 Additional exemption filed | $17,588 Land $3,000 Building $14,588 | $439,700 Land $75,000 Building $364,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 84% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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