109 Walnut St, Putnam, CT 06260 Property Records

Putnam Town property record for 109 Walnut St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,242 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,075 (Jun 2016)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PUTN M:012 L:097 U:000`

Property Details

APN / Parcel Number

Primary APN	`PUTN M:012 L:097 U:000`
Alternative APN	`279`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,242 sqft Living Area
Gross Area	2,766 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	279
Street Address	109 WALNUT ST
City	PUTNAM
State	CT
Zip	06260-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	97
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2005
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 WALNUT ST, PUTNAM, CT 06260-1739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL VALLEY BANK
Aug 15, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2016 · Amount on Record
Deed Sale	Jun 14, 2016 · Amount on Record
Prior Sale	Dec 18, 2014 · Amount on Record
Deed Book / Page	781 / 269
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Recording Date	Apr 28, 2026
Property Address	109 WALNUT ST, PUTNAM, CT 06260-1739
Document Number	000877-490
Book / Page	877 / 490
Instrument Date	Apr 24, 2026
Instrument	2026789
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	109 WALNUT ST, PUTNAM, CT 06260-1739

Mortgage

Document Number	0000000789,
Date	Apr 28, 2026
Book Page	877/490
Instrument	2026789

Lender

Name	CENTRAL VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	109 WALNUT ST, PUTNAM, CT 06260-1739
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000852-703
Date	Aug 15, 2022
Book Page	852/703
Instrument	1295

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00	$172,000 (+65.38%) Land $27,000 Building $145,000	$120,400 Land $18,900 Building $101,500
2024	$4,360.00 (+31.88%)
2023	$3,306.00 (+3.57%)	$104,000 (-) Land $20,800 Building $83,200
2022	$3,192.00	$104,000 Land $20,800 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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