109 Wallace Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 109 Wallace Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,424 sqft · built 1988
Lot Size	0.58 acres (25,264 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,649 (2026)
Deeds & Mortgages	Feb 2017 Transfer Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`665-04311-109`

Property Details

APN / Parcel Number

Primary APN	`665-04311-109`
Alternative APNs	`STUR M:665 B:000 L:4311-109` `M:665 B:000 L:4311=109`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	3,264 sqft
Basement Area	1,424 sqft
Finished Basement	1,424 sqft
Unfinished Basement	1,424 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,264 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	665-04311-109
Street Address	109 WALLACE RD
City	STURBRIDGE
State	MA
Zip	01566-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	4311
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2022
Census Tract	758104

Owner

109 Wallace Rd is owned and occupied by two individuals.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 WALLACE RD, STURBRIDGE, MA 01566-1424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2017	Deed of Trust, Mortgage · FHA Mortgage SOUTHBRIDGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Feb 27, 2017
Property Address	109 WALLACE RD, STURBRIDGE, MA 01566-1424
Document Number	56785-288
Book / Page	056785 / 000288
Instrument Date	Feb 24, 2017
Instrument	20279
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	109 WALLACE RD STURBRIDGE MA 015661424, STURBRIDGE, MA 01566-1424

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	109 WALLACE RD, STURBRIDGE, MA 01566-1424
Document Number	56757-310
Book / Page	056757 / 000310
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56757-310
Date	Feb 17, 2017
Book Page	056757/000310
Instrument	17689

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 109 Wallace Rd was $6,649, up 3.5% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,649.00 (+3.52%)	$426,200 (+5.7%) Land $77,800 Building $348,400	$458,790 (+10.23%)
2025	$6,423.00 (+4.29%)	$403,200 (+7.95%) Land $74,800 Building $328,400	$416,195 (-9.07%)
2024	$6,159.00 (+2.41%)	$373,500 (+12.23%) Land $73,400 Building $300,100	$457,710
2023	$6,014.00	$332,800 Land $64,200 Building $268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Wallace Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Wallace Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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