109 Wainwright Ct, Havelock, NC 28532 Property Records

Craven County property record for 109 Wainwright Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 848 sqft · built 2022
Lot Size	0.363 acres (15,822 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jan 2023)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-9-066`

Property Details

APN / Parcel Number

Primary APN	`5-006-9-066`
Alternative APNs	`116702` `120705` `70383`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	848 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,822 sqft (0.363 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	116702
Street Address	109 WAINWRIGHT CT
City	HAVELOCK
State	NC
Zip	28532-0299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 KING CREEK PH 3 AT CHERRY BRANCH
Legal Subdivision	CHERRY BRANCH
Legal Phase	3
Legal Lot Number	66
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 WAINWRIGHT CT, HAVELOCK, NC 28532-0299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 20, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Jan 14, 2022	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	0003753188
Deed Book / Page	3753 / 188
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	109 WAINWRIGHT CT, HAVELOCK, NC 28532-0299
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WAINWRIGHT CT, HAVELOCK, NC 28532-0299

Mortgage

Document Number	0003872/96
Date	Mar 10, 2026
Book Page	3872/96
Instrument	10153328

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

Interest

Change Frequency	Monthly

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 20, 2023
Property Address	109 WAINWRIGHT CT, HAVELOCK, NC 28532-0299
Document Number	003753/188
Book / Page	3753 / 188
Map Reference	CAB 1 SL 145D&145E
Instrument Date	Jan 20, 2023
Instrument	10108122
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WAINWRIGHT CT, HAVELOCK, NC 28532-0299

Mortgage

Document Number	0003753190
Date	Jan 20, 2023
Instrument	3753/190

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 14, 2022
Property Address	109 WAINWRIGHT CT, HAVELOCK, NC 28532-0299
Document Number	003708/173
Book / Page	3708 / 173
Map Reference	CAB I SL 145D&145E
Instrument Date	Jan 12, 2022
Instrument	10090120
Transaction Type	Construction Loan
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Tax	$1,404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	803 E MAIN ST, HAVELOCK, NC 28532-2339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 AERIAL CENTER PKWY STE 110, 110, MORRISVILLE, NC 27560-9294

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (-16.93%)	$288,760 (-) Land $45,000 Building $243,760	$288,760 (-) Land $45,000 Building $243,760
2023	$1,500.00 (+706.45%)	$288,760 (+870.62%) Land $45,000 Building $243,760	$288,760 (+870.62%) Land $45,000 Building $243,760
2022	$186.00	$29,750 Land $29,750
2018			$29,750 Land $29,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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