Caldwell County property record for 109 W Watkins St, Luling, TX 78648
| Property Type | Single Family Home |
|---|---|
| Details | 1,378 sqft · built 2022 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,600 (Apr 2006) |
| Tax Bill | $4,134 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0600751-003-007-80 |
| Primary APN | 0600751-003-007-80 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Porch | Slab |
| Patio Area | 110 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24843 |
|---|---|
| Street Address | 109 W WATKINS ST |
| City | LULING |
| State | TX |
| Zip | 78648-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATKINS, BLOCK 3, LOT 7,8 |
| Legal Subdivision | WATKINS |
| Legal Block | 3 |
| Legal Lot Number | 7,8 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LULING |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960701 |
109 W Watkins St is owned and occupied by two individuals who bought it in April 2006.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 W WATKINS ST, LULING, TX 78648-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2006 · Amount on File |
| Deed Sale | Apr 6, 2006 · Amount on File |
| Deed Document Number | 20061601 |
| Deed Book / Page | 452 / 153 |
| Prior Transfer Date | Mar 21, 2006 |
| Prior Transfer Doc | 000452/153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 109 W WATKINS ST, LULING, TX 78648-2252 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2022009263 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 2022-009263 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2052 |
The 2026 property tax bill for 109 W Watkins St was $4,134 with a homeowner's exemption.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Luling City |
| Unified School District | Luling Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,134.00 | $230,280 (-3.63%) Land $25,990 Building $204,290 | $230,280 (-3.63%) Land $25,990 Building $204,290 |
| 2025 | $238,950 Land $25,990 Building $212,960 | $238,950 Land $25,990 Building $212,960 | |
| 2024 | $3,928.00 (-19.82%) | ||
| 2023 | $4,899.00 (+1,026.21%) | $280,330 Land $25,990 Building $254,340 | $280,330 Land $25,990 Building $254,340 |
| 2022 | $435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 W Watkins St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 W Watkins St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LULING serves 7,364 people · EPA ID TX0280002 |
|---|---|
| Water Source | Purchased surface water from GBRA LULING PLANT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Guadalupe Valley Electric Cooperative.
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