Cattaraugus County and Olean City property record for 109 W Water St, Olean, NY 14760 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,634 sqft · built 1915 |
| Lot Size | 0.118 acres (5,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,100 (2025) |
| APN | 041200 94.049-1-8 |
| Primary APN | 041200 94.049-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 817 sqft |
| 2nd Floor Area | 817 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,148 sqft (0.118 acres) |
| Lot Dimensions | 99 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 220 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 065220 |
|---|---|
| Street Address | 109 W WATER ST |
| City | OLEAN |
| State | NY |
| Zip | 14760-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | OLEAN |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 961500 |
Source: Cattaraugus County and Olean City records · APN 041200 94.049-1-8
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 W WATER ST, OLEAN, NY 14760-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| Municipality | Olean City |
| Unified School District | Olean City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,100.00 (+3.87%) Homeowner's exemption Senior Citizen's exemption | $65,900 (-) Land $4,400 Building $61,500 | $92,817 (+9.86%) Land $6,197 Building $86,620 |
| 2024 | $1,059.00 | ||
| 2023 | $65,900 Land $4,400 Building $61,500 | $84,487 Land $5,641 Building $78,846 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360099615002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Jul 2003, rainfall accumulation, Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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