Bell County property record for 109 W Upshaw Ave, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,704 sqft · built 1964 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Jun 2021) |
| Tax Bill | $2,765 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0014770000 |
| Primary APN | 0014770000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,474 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Canopy | 448 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 W UPSHAW AVE |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF1 |
| Legal Description | BELLAIRE NORTH, BLOCK 001, LOT 0008 |
| Legal Subdivision | BELLAIRE NORTH |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20500 |
109 W Upshaw Ave is owned and occupied by an individual who bought it in June 2021.
Source: Bell County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 W UPSHAW AVE, TEMPLE, TX 76501-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on File |
| Deed Sale | Jun 25, 2021 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Document Number | 202140313 |
| Prior Transfer Date | Jan 29, 2010 |
| Prior Transfer Doc | 0000003492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 25, 2021 |
| Property Address | 109 W UPSHAW AVE, TEMPLE, TX 76501-1509 |
| Document Number | 0000040313 |
| Map Reference | CAB C SL 227-D |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021040313 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 908, STEPHENVILLE, TX 76401-0008 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1344, TEMPLE, TX 76503-1344 |
| Document Number | 0000040643 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021040643 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 109 W Upshaw Ave was $2,765 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,765.00 | $180,772 | $212,327 Land $22,752 Building $189,575 |
| 2023 | $2,290.00 (-18.01%) Homeowner's exemption | $205,729 Land $20,736 Building $184,993 | $205,729 Land $20,736 Building $184,993 |
| 2022 | $2,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 W Upshaw Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 W Upshaw Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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