109 W Smoke Tree Ave, Ridgecrest, CA 93555 Property Records

Kern County property record for 109 W Smoke Tree Ave, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,623 sqft · built 1991
Lot Size	0.301 acres (13,093 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (May 2020)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-063-09-00-4`

Property Details

APN / Parcel Number

Primary APN	`510-063-09-00-4`
Alternative APNs	`510-063-09-2` `5100630900` `51006309`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,623 sqft Living Area
Gross Area	4,233 sqft
1st Floor Area	2,623 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	13,093 sqft (0.301 acres)
Garage Type	Attached
Garage Area	1,546 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Account Number	510063092
Street Address	109 W SMOKE TREE AVE
City	RIDGECREST
State	CA
Zip	93555-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-2
Legal Description	TRACT 4102 , BLOCK B , LOT 15
Legal Subdivision	4102 #B
Legal Tract	4102
Legal Block	B
Legal Lot Number	15
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3191
Census Tract	5509

Owner

109 W Smoke Tree Ave is owned and occupied by two individuals who bought it in May 2020.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 W SMOKE TREE AVE, RIDGECREST, CA 93555-7700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 22, 2020	Grant Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Jul 17, 2015 · Amount on File
Deed Document Number	202064215
Prior Transfer Date	Dec 21, 2010
Prior Transfer Doc	0000001651
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	109 W SMOKE TREE AVE, RIDGECREST, CA 93555-7700
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W SMOKE TREE AVE, RIDGECREST, CA 93555-7700

Mortgage

Document Number	0000184437
Date	Dec 14, 2022
Instrument	222184437

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 22, 2020
Property Address	109 W SMOKE TREE AVE, RIDGECREST, CA 93555-7700
Document Number	0000064215
Map Reference	MB 34 PG 174
Instrument Date	May 14, 2020
Instrument	220064215
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 W SMOKE TREE AVE, RIDGECREST, CA 93555-7700

Mortgage

Document Number	0000064216
Date	May 22, 2020
Instrument	220064216

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 W Smoke Tree Ave was $3,937 with a veteran's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$476,320 (+2%) Land $72,505 Building $403,815
2025	$3,937.00 Disabled Person's exemption Veteran's exemption	$466,982 Land $71,084 Building $395,898
2023	$3,675.00 (-0.35%) Disabled Person's exemption Veteran's exemption	$448,851 Land $68,325 Building $380,526
2022	$3,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 W Smoke Tree Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 W Smoke Tree Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SBC-Wireless Fixed Wireless	100 / 100

May also be available: Frontier.

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