109 W Shell St, Glencoe, OK 74032 Property Records

Payne County property record for 109 W Shell St, Glencoe, OK 74032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,315 sqft · built 1940
Lot Size	0.321 acres (14,001 sqft)
Owner	Individual Name on File
Tax Bill	$618 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Jun 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N03E-12-1-GO700-029-0001`

Property Details

APN / Parcel Number

Primary APN	`20N03E-12-1-GO700-029-0001`
Alternative APNs	`600014915` `14915`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,001 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	285 sqft
Carport	Carport
Carport Area	285 sqft

Exterior Amenities

Porch	Slab
Porch Area	197 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	14915
Street Address	109 W SHELL ST
City	GLENCOE
State	OK
Zip	74032-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN GLENCOE BLK 29 LOT 1-4
Legal Range	03E
Legal Township	20N
Legal Section	12
Legal Subdivision	ORIG TOWN GLENCOE
Legal Block	29
Legal Lot Number	1-4
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2067
Census Tract	11101

Owner

Source: Payne County assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 W SHELL ST, GLENCOE, OK 74032-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OKLAHOMA FCU
Jun 3, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY & COMMUNITY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 15, 2005
Transfer Doc	0016150419
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	109 W SHELL ST, GLENCOE, OK 74032-1051
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026890979
Date	Apr 6, 2022
Book Page	2689/979
Instrument	I-2022-003706

Lender

Name	OKLAHOMA FCU
Type	Credit Union
Address	STILLWATER, OK 74076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2032

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	109 W SHELL ST, GLENCOE, OK 74032-1051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025090544
Date	Jun 3, 2019
Book Page	2509/544
Instrument	2019-005247

Lender

Name	UNIVERSITY & COMMUNITY FCU
Type	Credit Union
Address	STILLWATER, OK 74076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Glencoe Town
Unified School District	Glencoe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$618.00 (-0.48%) Homeowner's exemption	$7,423 (-) Land $375 Building $7,048
2024	$621.00 (+7.81%) Homeowner's exemption	$7,423 (+3%) Land $375 Building $7,048	$91,610 (+27.86%) Land $4,640 Building $86,970
2023	$576.00 (+3.78%) Homeowner's exemption	$7,207 (+3%) Land $466 Building $6,741	$71,650 (+11.8%) Land $4,640 Building $67,010
2022	$555.00 Homeowner's exemption	$6,997 Land $506 Building $6,491	$64,090 Land $4,640 Building $59,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENCOE serves 478 people · EPA ID OK3006040
Water Source	Purchased surface water from LONE CHIMNEY WATER ASSOCIATION
Last State Inspection	Oct 2022
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AtLink Services Fixed Wireless	50 / 10

May also be available: AMG Technology Investment Group, AT&T, T-Mobile USA.

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