109 W Polk Ave, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 109 W Polk Ave, Eau Claire, WI 54701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 876 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$264,000 (May 2026)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-0862-000`

Property Details

APN / Parcel Number

Primary APN	`15-0862-000`
Alternative APNs	`18221-2-270929-420-2057` `221150862000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
Basement Area	876 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	109 W POLK AVE
City	EAU CLAIRE
State	WI
Zip	54701-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE E 36 FT OF LOT 6 & THE W 30 FT OF LOT 7 BLK 26 REPLAT OF BLOCKS 25-26-27 & 31 PUTNAM HGTS 1ST ADD
Legal Range	09W
Legal Township	27N
Legal Section	29
Legal Subdivision	PUTNAM HGTS
Legal Block	26
Legal Lot Number	6-7
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2014
Census Tract	900

Owner

109 W Polk Ave is owned by a company that bought it in May 2026 and is owner-occupied.

Source: Eau Claire County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	2204 HATCH ST, EAU CLAIRE, WI 54701-7518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust · Stand-Alone First Mortgage NORTHWESTERN BANK
Jul 10, 2023	Warranty Deed, Transfer KNIGHT BARRY TITLE
Feb 2, 2019	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	20261279915
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Recording Date	May 22, 2026
Property Address	109 W POLK AVE, EAU CLAIRE, WI 54701-6334
Document Number	0001279916
Instrument Date	May 22, 2026
Instrument	20261279916
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W POLK AVE, EAU CLAIRE, WI 54701-6334

Mortgage

Document Number	0001279916,
Date	May 22, 2026
Instrument	20261279916

Lender

Name	NORTHWESTERN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jul 10, 2023
Property Address	109 W POLK AVE, EAU CLAIRE, WI 54701-6334
Document Number	0001245464
Instrument Date	Jun 30, 2023
Instrument	1245464
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W POLK AVE, EAU CLAIRE, WI 54701-6334

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	109 W POLK AVE, EAU CLAIRE, WI 54701-6334
Document Number	0001171395
Instrument Date	Feb 2, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W POLK AVE EAU CLAIRE WI 547016334, EAU CLAIRE, WI 54701-6334

Mortgage

Document Number	0001171395
Date	Feb 7, 2019
Instrument	1171395

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 6, 2039

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	109 W POLK AVE, EAU CLAIRE, WI 54701-6334
Document Number	0001151034
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W POLK AVE EAU CLAIRE WI 547016334, EAU CLAIRE, WI 54701-6334

Mortgage

Document Number	0001151034
Date	Sep 8, 2017
Instrument	1151034

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 W Polk Ave was $3,332 with a homeowner's exemption.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00	$175,500 Land $30,700 Building $144,800	$229,600
2023		$159,700 Land $30,700 Building $129,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 W Polk Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 W Polk Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

Nearby Properties on W Polk Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures