109 W Pine Valley Dr, Phoenix, AZ 85023 Property Records

Maricopa County property record for 109 W Pine Valley Dr, Phoenix, AZ 85023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,487 sqft · built 1976
Lot Size	0.227 acres (9,872 sqft)
Owner	2 Individual Names on File
Last Sale	$560,285 (Feb 2021)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-28-171-A`

Property Details

APN / Parcel Number

Primary APN	`208-28-171-A`
Alternative APN	`20828171A4`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,487 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	2,487 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	9,872 sqft (0.227 acres)
Parking Spaces	2 Parking Spaces
Pool Area	325 sqft
Porch	Covered Slab
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 W PINE VALLEY DR
City	PHOENIX
State	AZ
Zip	85023-5262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	MINI MOON ESTATES 2 MCR 164-20
Legal Range	3E
Legal Township	3N
Legal Section	8
Legal Subdivision	MINI MOON ESTATES 2
Legal Lot Number	27
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	103605

Owner

109 W Pine Valley Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: Maricopa County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 W PINE VALLEY DR, PHOENIX, AZ 85023-5262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 22, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	2021195277
Last Transfer Date	Jan 20, 2022
Transfer Doc	0000058903
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2026
Property Address	109 W PINE VALLEY DR, PHOENIX, AZ 85023-5262
Document Number	0000222678
Instrument Date	Apr 6, 2026
Instrument	2026222678
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	109 W PINE VALLEY DR, PHOENIX, AZ 85023-5262

Mortgage

Document Number	0000222678,
Date	Apr 15, 2026
Instrument	2026222678

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 22, 2021
Property Address	109 W PINE VALLEY DR, PHOENIX, AZ 85023-5262
Document Number	0000195277
Map Reference	MB 164 PG 20
Instrument Date	Jan 27, 2021
Instrument	20210195277
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2818 SW 13TH CT, 2818, FT LAUDERDALE, FL 33312-2912

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	109 W PINE VALLEY DR, PHOENIX, AZ 85023-5262

Mortgage

Document Number	0000195278
Date	Feb 22, 2021
Instrument	20210195278

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 20, 2019
Property Address	109 W PINE VALLEY DR, PHOENIX, AZ 85023-5262
Document Number	0000369901
Map Reference	MB 164 PG 20
Instrument Date	May 14, 2019
Instrument	20190369901
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 W PINE VALLEY DR, 109, PHOENIX, AZ 85023-5262

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	109 W PINE VALLEY DR, PHOENIX, AZ 85023-5262

Mortgage

Document Number	0000369902
Date	May 20, 2019
Instrument	20190369902

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	109 W PINE VALLEY DR, PHOENIX, AZ 85023-5262
Document Number	0000388049
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 W PINE VALLEY DR PHOENIX AZ 850235262, PHOENIX, AZ 85023-5262

Mortgage

Document Number	0000388049
Date	May 30, 2017
Instrument	388049

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 W Pine Valley Dr was $3,740.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,930 (+78.59%)	$599,300 (-2.33%) Land $119,800 Building $479,500
2025	$3,740.00	$33,557 (-45.23%)	$613,600 (+0.15%) Land $122,700 Building $490,900
2024		$61,270	$612,700 Land $122,500 Building $490,200
2023	$3,525.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 W Pine Valley Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	33 (1978–2014)
Claims Outside the SFHA	3 of 33
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 W Pine Valley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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