Clay County property record for 109 W Pine St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,915 sqft · built 1987 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,300 (Apr 2003) |
| Tax Bill | $4,565 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-609-00-02-001.00 |
| Primary APN | 05-609-00-02-001.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,915 sqft Living Area |
| Gross Area | 4,871 sqft |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 1,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 105 ft deep x 129 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 371 sqft |
| Patio Area | 371 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 109 W PINE ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH HILLS LT 14 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 14 |
| Legal Subdivision | NORTH HILLS |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 W PINE ST, SMITHVILLE, MO 64089-8736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITOL FSB |
| Jan 12, 2017 | Deed of Trust, Mortgage CAPITOL FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2003 · Amount on Record |
| Deed Sale | Apr 14, 2003 · Amount on Record |
| Prior Sale | Mar 31, 2000 · Amount on Record |
| Deed Document Number | 200382753 |
| Deed Book / Page | 4070 / 650 |
| Last Transfer Date | Jul 18, 2016 |
| Transfer Doc | 0000024950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 109 W PINE ST, SMITHVILLE, MO 64089-8736 |
| Document Number | 0000001717 |
| Book / Page | 007892 / 000039 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 109 W PINE ST SMITHVILLE MO 640898736, SMITHVILLE, MO 64089-8736 |
| Document Number | 0000001717 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 007892/000039 |
| Instrument | 1717 |
| Name | CAPITOL FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | TOPEKA, KS 66603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jan 17, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 109 W PINE ST, SMITHVILLE, MO 64089-8736 |
| Document Number | 0000001648 |
| Book / Page | 007891 / 000198 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Address | 109 W PINE ST SMITHVILLE MO 640898736, SMITHVILLE, MO 64089-8736 |
| Document Number | 0000001648 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 007891/000198 |
| Instrument | 1648 |
| Name | CAPITOL FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | TOPEKA, KS 66603 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,565.00 (+12.58%) | $64,140 (+9.21%) | $337,579 (+9.21%) |
| 2023 | $4,055.00 (+26.28%) | $58,730 | $309,105 |
| 2019 | $3,211.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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