109 W Pine Lands Loop, Unit A, Inlet Beach, FL 32461 Property Records

Walton County property record for 109 W Pine Lands Loop, Unit A, Inlet Beach, FL 32461 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,678 sqft · built 2020
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$478,043 (May 2019)
Tax Bill	$3,699 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16206-000-4940`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16206-000-4940`
Alternative APN	`1086522`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	2,231 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	871 sqft (0.019 acres)
Lot Dimensions	38 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1086522
Street Address	109 W PINE LANDS LOOP UNIT A, A
City	INLET BEACH
State	FL
Zip	32461-0505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 494 PROMINENCE PHASE 4 NORTH PB 20-72 OR 3104-1019
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE-PH 4 NORTH
Legal Phase	4
Legal Lot Number	494
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records · APN 20-3S-18-16206-000-4940

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 W PINE LANDS LOOP UNIT A, A, INLET BEACH, FL 32461-0505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2019 · Amount on Record
Deed Sale	May 02, 2019 · Amount on Record
Deed Document Number	20190013882
Deed Book / Page	3104 / 1019
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 02, 2019
Property Address	109 W PINE LANDS LOOP UNIT A, A, INLET BEACH, FL 32461-0505
Document Number	0031041019
Book / Page	3104 / 1019
Map Reference	MB 20 PG 72&73
Instrument Date	Apr 30, 2019
Instrument	20190013882
Transaction Type	Subdivision Related Transfer
Record Updated	May 02, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,346.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PINE LANDS LOOP WA, WA, INLET BEACH, FL 32461-0504

Mortgage

Document Number	0031041020
Date	May 02, 2019
Instrument	3104/1020

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$814,239 (-10.33%) Land $300,000 Building $514,239	$814,239 (-10.33%) Land $300,000 Building $514,239
2024	$3,699.00 (+3.85%)
2023	$3,562.00 (+1.25%) Homeowner's exemption	$908,003 (+1%) Building $908,003	$908,003 (+1%) Building $908,003
2022	$3,518.00 Homeowner's exemption	$825,458 Building $825,458	$825,458 Building $825,458

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 645 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured 604 under condo master policies
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023, other causes
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 48% of Florida
Wildfire Likelihood	About 1 in 459 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Lumen Technologies	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Mediacom Communications	Fiber	1,000 / 50

May also be available at this address: Verizon, AT&T, Wildstar Networks, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.