Hamilton County property record for 109 W Mechanic St, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,051 sqft · built 1910 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $26,000 (Apr 1999) |
| Tax Bill | $1,100 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 671-0004-0112-00 |
| Primary APN | 671-0004-0112-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,051 sqft Living Area |
| 1st Floor Area | 742 sqft |
| Attic | Attic |
| Attic Area | 309 sqft |
| Basement Area | 742 sqft |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,055 sqft (0.139 acres) |
| Lot Dimensions | 175 ft deep x 34 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 147 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 109 W MECHANIC ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109 MECHANIC ST 34.50 X 175 LOT 83 F W BROWN ET AL SUB |
| Legal Subdivision | BROWN ET AL SUB |
| Legal Lot Number | 83 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 23201 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 109 W MECHANIC ST, CINCINNATI, OH 45215-3319 |
| Occupancy | Owner Occupied |
| Last Sale | Apr 8, 1999 · Amount on Record |
|---|---|
| Deed Sale | Apr 8, 1999 · Amount on Record |
| Deed Document Number | 870037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 109 W MECHANIC ST, CINCINNATI, OH 45215-3319 |
| Document Number | 0000063723 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 W MECHANIC ST READING OH 452153319, READING, OH 45215-3319 |
| Document Number | 0000063723 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 014202/002423 |
| Instrument | 63723 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | BATAVIA, OH 45103-1501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,100.00 (+1.66%) Homeowner's exemption | $30,930 (-) Land $7,452 Building $23,478 | |
| 2024 | $1,082.00 (-5%) Homeowner's exemption | $30,930 (-) Land $7,452 Building $23,478 | |
| 2023 | $1,139.00 (+62.25%) Homeowner's exemption | $30,930 (+61.44%) Land $7,452 Building $23,478 | $88,370 (+61.44%) Land $21,290 Building $67,080 |
| 2022 | $702.00 Homeowner's exemption | $19,159 Land $5,992 Building $13,167 | |
| 2020 | $54,740 Land $17,120 Building $37,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1979–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING CITY PWS serves 9,506 people · EPA ID OH3101812 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures