109 W Main St, Llano, TX 78643 Property Records

Llano County property record for 109 W Main St, Llano, TX 78643

Property Summary

Property Type	Commercial
Details	3,416 sqft
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Company Names on File
Last Sale	$400,500 (Apr 2023)
Tax Bill	$2,610 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13450-016-0018-0`

Property Details

APN / Parcel Number

Primary APN	`13450-016-0018-0`
Alternative APN	`41105`

Interior

Stories	1 Story
Building Area	3,416 sqft Total Area
1st Floor Area	2,520 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	155 ft deep x 36 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	13450-016-0018-0
Street Address	109 W MAIN ST
City	LLANO
State	TX
Zip	78643-1931
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SOUTH ADDN BLK 16 PT OF LT 18
Legal Subdivision	SOUTH
Legal Block	16
Legal Lot Number	18
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	3
Census Block	3014
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Llano County Courthouse Historic District listed 1989 · 60 contributing resources · NRIS 88002542

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 W Main St, a commercial property, is owned by a company that bought it in April 2023.

Source: Llano County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	608 CEDAR DR, BUCHANAN DAM, TX 78609-4316
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage LLANO NATIONAL BANK
Jul 6, 2021	Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Oct 7, 2020	Vendor's Lien, Transfer · Commercial Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Jul 6, 2021 · Amount on File
Deed Document Number	20232255
Prior Transfer Date	Jan 13, 2014
Prior Transfer Doc	0000000365
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Recording Date	Jul 24, 2026
Property Address	109 W MAIN ST, LLANO, TX 78643-1931
Document Number	0000004292
Instrument Date	Jul 24, 2026
Instrument	20264292
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000004292,
Date	Jul 24, 2026
Instrument	20264292

Lender

Name	LLANO NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 6, 2031

Interest

Rate	6.49%
Max Rate	-1%

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Jul 6, 2021
Property Address	109 W MAIN ST, LLANO, TX 78643-1931
Document Number	2106474
Map Reference	VOL J PG 616
Instrument Date	Jul 6, 2021
Instrument	21-06474
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	OATMAN LAND TITLES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 FORD ST, LLANO, TX 78643-2346

Mortgage

Document Number	2106475
Date	Jul 6, 2021
Instrument	21-06475

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Oct 7, 2020
Property Address	109 W MAIN ST, LLANO, TX 78643-1931
Document Number	2007275
Map Reference	VOL J PG 616
Instrument Date	Sep 30, 2020
Instrument	20-07275
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 W COLLEGE ST, 209, LLANO, TX 78643-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 KINGS CT, ABILENE, TX 79605-6411

Mortgage

Document Number	2007276
Date	Oct 7, 2020
Instrument	20-07276

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 109 W Main St was $2,610, up 114.8% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Llano City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,610.00 (+114.81%)	$164,910 (-) Land $25,520 Building $139,390	$164,910 (-) Land $25,520 Building $139,390
2025	$1,215.00	$164,910 Land $25,520 Building $139,390	$164,910 Land $25,520 Building $139,390
2023	$3,023.00	$163,690 Land $24,300 Building $139,390	$163,690 Land $24,300 Building $139,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	13 (1980–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LLANO serves 3,352 people · EPA ID TX1500001
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BEC Fiber Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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