Nevada County property record for 109 W Main St, Grass Valley, CA 95945
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,250 sqft · built 1870 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jul 2026) |
| Tax Bill | $3,203 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-346-003-000 |
| Primary APN | 008-346-003-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,250 sqft Gross Area |
| 1st Floor Area | 2,250 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 2,614 sqft (0.06 acres) |
| View / Lot | Average |
| Patio Area | 2,250 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 08-346-03-000 |
|---|---|
| Street Address | 109 W MAIN ST |
| City | GRASS VALLEY |
| State | CA |
| Zip | 95945-4705 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 5 BLK 26 GRASS VALLEY |
| Legal Subdivision | GRASS VALLEY |
| Legal Block | 26 |
| Legal Lot Number | 5 |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | GRASS VALLEY |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 504 |
109 W Main St, a commercial property, is owned by an individual who bought it in July 2026.
Source: Nevada County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 W MAIN ST, GRASS VALLEY, CA 95945-4705 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Grant Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE |
| Apr 10, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on File |
| Deed Sale | Jul 27, 2026 · Amount on File |
| Prior Sale | Oct 15, 2014 · Amount on File |
| Deed Document Number | 202612019 |
| Prior Transfer Date | Mar 19, 2024 |
| Prior Transfer Doc | 0000005364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEVADA CA |
| Recording Date | Jul 27, 2026 |
| Property Address | 109 W MAIN ST, GRASS VALLEY, CA 95945-4705 |
| Document Number | 0000012019 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202612019 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 W MAIN ST, GRASS VALLEY, CA 95945-4705 |
| Document Number | 0000012020, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202612020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEVADA CA |
| Recording Date | Apr 10, 2024 |
| Property Address | 109 W MAIN ST, GRASS VALLEY, CA 95945-4705 |
| Document Number | 0000005364 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 20240005364 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 600 TERRA CALIFORNIA DR APT 2, 2, WALNUT CREEK, CA 94595-3304 |
The 2025 property tax bill for 109 W Main St was $3,203.
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Municipality | Grass Valley City |
| Elementary School District | Grass Valley Elementary School District (KG - 08) |
| Secondary School District | Nevada Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $306,460 (+2%) Land $122,584 Building $183,876 | |
| 2025 | $3,203.00 | $300,452 Land $120,181 Building $180,271 |
| 2023 | $3,061.00 (+0.89%) | $288,787 Land $115,515 Building $173,272 |
| 2022 | $3,034.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SmarterBroadband Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Race Communications.
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