109 W Madison St, Philo, IL 61864 Property Records

Champaign County property record for 109 W Madison St, Philo, IL 61864

Property Summary

Property TypeSingle Family Home
Lot Size0.275 acres (12,000 sqft)
OwnerCompany Name on Record
Last Sale$79,500 (Jan 2013)
Tax Bill$2,826 (2024)
Deeds & MortgagesDec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-27-23-158-002

Property Details

APN / Parcel Number

Primary APN19-27-23-158-002

Exterior

Lot Area12,000 sqft (0.275 acres)

Location & Zoning

Street Address109 W MADISON ST
CityPHILO
StateIL
Zip61864-5502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 8 PHILO - ORIGINAL TOWN
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionPHILO - ORIGINAL TOWN
Legal Block8
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group1
Census Block1021
Census Tract10901

Owner

Source: Champaign County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1305 N HARRIS AVE, CHAMPAIGN, IL 61820-2538
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2013 · Amount on Record
Deed SaleJan 22, 2013 · Amount on Record
Deed Document Number20131861
Record UpdatedOct 29, 2026

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address109 W MADISON ST, PHILO, IL 61864-5502
Document Number0000021700
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1305 N HARRIS AVE CHAMPAIGN IL 618202538, CHAMPAIGN, IL 61820-2538

Mortgage

Document Number0000021700
DateDec 26, 2019
Instrument21700
Lender
NameLONGVIEW BK
AddressOGDEN, IL 61859
Agreement
Term60 Months
DueDec 25, 2024

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,510 (+25.02%) Land $3,990 Building $47,520$154,530 (+25.02%) Land $11,970 Building $142,560
2024$2,826.00 (+7.99%)
2022$2,617.00$41,200 Land $3,190 Building $38,010$123,600 Land $9,570 Building $114,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people · EPA ID IL0190600
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100

May also be available: MF Wireless, Watch TV.

Nearby Properties on W Madison St

Nearby Streets

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