109 W Laurel Ct, Gilbert, AZ 85233 Property Records

Maricopa County property record for 109 W Laurel Ct, Gilbert, AZ 85233

Property Summary

Property Type	Condominium
Details	2 ba · 1,226 sqft · built 2003
Lot Size	0.019 acres (853 sqft)
Owner	Individual Name on Record
Last Sale	$497,525 (Mar 2022)
Tax Bill	$954 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-14-857`

Property Details

APN / Parcel Number

Primary APN	`302-14-857`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,226 sqft Living Area
1st Floor Area	388 sqft
2nd Floor Area	838 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	853 sqft (0.019 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	109 W LAUREL CT
City	GILBERT
State	AZ
Zip	85233-4406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4
Legal Description	ARBOR WALK AMD MCR 644-33 UNIT 97 (PLEASE NOTE: FOR LEGAL DESCRIPTION REFERENCES REGARDING THE PERCENTAGE OF OWNERSHIP OF THE
Legal Range	05E
Legal Township	01S
Legal Section	12
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	ARBOR WALK AMD
Legal Lot Number	97
Legal Unit	97
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1012
Census Tract	422401

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 W LAUREL CT, GILBERT, AZ 85233-4406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTERN SECURITY BANK
Feb 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 7, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Feb 10, 2021
Deed Document Number	20220248959
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 18, 2022
Property Address	109 W LAUREL CT, GILBERT, AZ 85233-4406
Document Number	0000248959
Map Reference	DOC 2003-1325010
Instrument Date	Mar 14, 2022
Instrument	20220248959
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 W LAUREL CT, GILBERT, AZ 85233-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W LAUREL CT, GILBERT, AZ 85233-4406

Mortgage

Document Number	0000248960
Date	Mar 18, 2022
Instrument	20220248960

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 10, 2021
Property Address	109 W LAUREL CT, GILBERT, AZ 85233-4406
Document Number	0000150630
Map Reference	MB 644 PG 33
Instrument Date	Feb 3, 2021
Instrument	20210150630
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000150631
Date	Feb 10, 2021
Instrument	20210150631

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 7, 2017
Property Address	109 W LAUREL CT, GILBERT, AZ 85233-4406
Document Number	0000907719
Instrument Date	Nov 20, 2017
Instrument	907719
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	109 W LAUREL CT GILBERT AZ 852334406, GILBERT, AZ 85233-4406

Mortgage

Document Number	907720
Date	Dec 7, 2017
Instrument	907720

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,370 (-4.79%)	$323,700 (-4.79%) Land $64,700 Building $259,000
2025	$954.00 (+3.14%)
2024		$34,000	$340,000 Land $68,000 Building $272,000
2023	$925.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks.

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