109 W Heritage Dr, Raymore, MO 64083 Property Records

Cass County property record for 109 W Heritage Dr, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	33 bd · 1 ba · 1,284 sqft · built 1986
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,271 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-02-10-300-003-005.000`

Property Details

APN / Parcel Number

Primary APN	`04-02-10-300-003-005.000`
Alternative APN	`2252400`

Interior

Bedrooms	33 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2252400
Street Address	109 W HERITAGE DR
City	RAYMORE
State	MO
Zip	64083-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE HILLS LOT 100
Legal Range	32
Legal Township	46
Legal Section	10
Legal Subdivision	HERITAGE HILLS
Legal Lot Number	100
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	1
Census Block	1026
Census Tract	60309

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 W HERITAGE DR, RAYMORE, MO 64083-9464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN PACIFIC MORTGAGE CORP
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	109 W HERITAGE DR, RAYMORE, MO 64083-9464
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	COFFELT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W HERITAGE DR, RAYMORE, MO 64083-9464

Mortgage

Document Number	0005229/76
Date	Oct 22, 2025
Book Page	5229/76
Instrument	774444

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	109 W HERITAGE DR, RAYMORE, MO 64083-9464
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W HERITAGE DR, RAYMORE, MO 64083-9464

Mortgage

Document Number	4717/33
Date	Jul 13, 2021
Book Page	4717/33
Instrument	695850

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	109 W HERITAGE DR, RAYMORE, MO 64083-9464
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4224/055
Date	Mar 6, 2018
Book Page	4224/055
Instrument	622062

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,271.00 (+161.18%)	$33,010 (+11.71%) Land $4,010 Building $29,000	$173,750 (+11.73%) Land $21,120 Building $152,630
2023	$2,401.00 (+4,8%)	$29,550 (+13.57%) Land $3,650 Building $25,900	$155,510 (+13.56%) Land $19,200 Building $136,310
2022	$49.00	$26,020 Land $3,650 Building $22,370
2021			$136,940 Land $19,200 Building $117,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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