Winchester City property record for 109 W Germain St, Winchester, VA 22601
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.085 acres (3,698 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $353 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-01-C-10B |
| Primary APN | 212-01-C-10B |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,698 sqft (0.085 acres) |
|---|---|
| Lot Dimensions | 74 ft deep x 50 ft wide |
| Account Number | 4919 |
|---|---|
| Street Address | 109 W GERMAIN ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4059 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | RB1 |
| Legal Description | S S 109 WEST GERMAIN STREET |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winchester Historic District listed 1980 · 1,254 contributing resources · NRIS 80004318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Winchester City records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 725, WINCHESTER, VA 22604-0725 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 109 W GERMAIN ST, WINCHESTER, VA 22601-4059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210004149 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 210004149 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353.00 | $44,400 (-) Land $44,400 | |
| 2025 | $353.00 | $44,400 (-) Land $44,400 | |
| 2023 | $44,400 Land $44,400 | $44,400 Land $44,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–2008) |
| Most Recent Claim | Aug 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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