109 W Fairview St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 109 W Fairview St, Spring Valley, MN 55975

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,184 sqft · built 1999
Lot Size0.206 acres (9,000 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (May 2021)
Tax Bill$3,612 (2026)
Deeds & MortgagesDec 2022 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36.0909.040

Property Details

APN / Parcel Number

Primary APN36.0909.040

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area1,184 sqft Heated Area
Gross Area2,048 sqft
Basement Area1,040 sqft
Finished Basement1,040 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialCombination
Roof TypeFlat
Roof MaterialAsphalt
Lot Area9,000 sqft (0.206 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage Area576 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address109 W FAIRVIEW ST
CitySPRING VALLEY
StateMN
Zip55975-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMLINARS FIRST ADDITION LOT-006 BLOCK-003 LOT 6 BLK 3 MLINARS 1ST ADD
Legal SubdivisionMLINARS FIRST ADDITION
Legal Block3
Legal Lot Number6
JurisdictionFILLMORE MN
Township / Civil DivisionSPRING VALLEY
Census Block Group4
Census Block4039
Census Tract960300

Owner

109 W Fairview St is owned and occupied by two individuals who bought it in May 2021.

Source: Fillmore County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address109 W FAIRVIEW ST, SPRING VALLEY, MN 55975-1025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 17, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2021 · Amount on File
Deed SaleMay 17, 2021 · Amount on File
Prior SaleOct 25, 2005 · Amount on File
Deed Document Number2021432695
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address109 W FAIRVIEW ST, SPRING VALLEY, MN 55975-1025
Transaction TypeMortgage
Record UpdatedJan 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000441104
DateDec 30, 2022
Instrument441104
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term469 Months
DueJan 1, 2062

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateMay 17, 2021
Property Address109 W FAIRVIEW ST, SPRING VALLEY, MN 55975-1025
Document Number432695
Instrument DateApr 27, 2021
Instrument432695
Transaction TypeTransfer
Record UpdatedJun 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address109 W FAIRVIEW ST, SPRING VALLEY, MN 55975-1025

Mortgage

Document Number432696
DateMay 17, 2021
Instrument432696
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 109 W Fairview St was $3,612 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalitySpring Valley City
Unified School DistrictKingsland Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,612.00 Homeowner's exemption$315,300 (+22.11%) Land $23,400 Building $291,900$315,300 (+22.11%) Land $23,400 Building $291,900
2025$258,200 Land $23,400 Building $234,800$258,200 Land $23,400 Building $234,800
2023$233,200 Land $23,400 Building $209,800$233,200 Land $23,400 Building $209,800
2020$2,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 W Fairview St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 W Fairview St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSpring Valley
serves 2,580 people · EPA ID MN1230012
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Hiawatha Broadband Communications
Fixed Wireless
100 / 20

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