Hinds County property record for 109 W Cunningham Ave, Terry, MS 39170
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,913 sqft · built 1989 |
| Lot Size | 0.457 acres (19,913 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,806 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4854-0014-001 |
| Primary APN | 4854-0014-001 |
|---|---|
| Alternative APN |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,913 sqft Gross Area |
| 1st Floor Area | 2,913 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 19,913 sqft (0.457 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 CUNNINGHAM ST |
|---|---|
| State | MS |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | BEG NE COR SQ 17 NWLY ALONG CUNNINGHAM ST 180.8 FT SWLY 100 FT SELY 55 FT SWLY 22 FT SELY 125 FT NELY ALONG UTICA ST 122 FT TO POB PT LOTS 1 2 3 & 4 SQ 17 TOWN OF TERRY |
| Legal Subdivision | TERRY TOWN OF |
| Legal Lot Number | 1-4 |
| Jurisdiction | HINDS MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11204 |
Source: Hinds County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4 OLD RIVER PL, JACKSON, MS 39202-3434 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Hinds County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Hinds County |
| Municipality | Terry Town |
| Unified School District | Hinds County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,806.00 (+4.95%) | $53,400 (+4.23%) Land $6,225 Building $47,175 | $356,000 (+4.23%) Land $41,500 Building $314,500 |
| 2024 | $7,438.00 (+2.41%) | $51,233 (+2.56%) Land $6,225 Building $45,008 | $341,550 (+2.56%) Land $41,500 Building $300,050 |
| 2023 | $7,263.00 (+4.17%) | $49,953 (-) Land $6,225 Building $43,728 | $333,020 (-) Land $41,500 Building $291,520 |
| 2022 | $6,972.00 | $49,953 Land $6,225 Building $43,728 | $333,020 Land $41,500 Building $291,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TERRY serves 1,486 people · EPA ID MS0250025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
May also be available: AT&T, Verizon, Xfinity.
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