109 W Cedar St, Sutton, NE 68979 Property Records

Clay County property record for 109 W Cedar St, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,424 sqft · built 1979
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (May 2024)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Dec 2020 Sale Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77005-009-8029`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77005-009-8029`
Alternative APN	`000802900`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,312 sqft
1st Floor Area	1,424 sqft
Basement Area	1,312 sqft
Finished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,160 sqft (0.141 acres)
Lot Dimensions	88 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	720 sqft
Driveway	Driveway
Driveway Area	940 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 W CEDAR ST
City	SUTTON
State	NE
Zip	68979-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	E1/2 LOTS 4 & 5 BLK 9 OT SUTTON CITY
Legal Subdivision	ORIGINAL TOWN TO SUTTON
Legal Block	9
Legal Lot Number	4,5
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3033
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 W CEDAR ST, SUTTON, NE 68979-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Warranty Deed, Transfer
Sep 30, 2020	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Deed Document Number	2024387
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Dec 29, 2020
Property Address	109 W CEDAR ST, SUTTON, NE 68979-2001
Document Number	000133/468
Book / Page	133 / 468
Instrument Date	Dec 23, 2020
Instrument	2020-01409
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

September 2020: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CLAY NE
Recording Date	Sep 30, 2020
Property Address	109 W CEDAR ST, SUTTON, NE 68979-2001
Document Number	000133/331
Book / Page	133 / 331
Instrument Date	Sep 16, 2020
Instrument	2020-01046
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,805 (+8.27%) Land $6,160 Building $219,645	$225,805 (+8.27%) Land $6,160 Building $219,645
2025	$3,030.00 (-1.66%)	$208,555 (+26.47%) Land $3,080 Building $205,475	$208,555 (+26.47%) Land $3,080 Building $205,475
2023	$3,081.00	$164,900 Land $3,080 Building $161,820	$164,900 Land $3,080 Building $161,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25

May also be available: Nextlink.

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