109 W 3rd St, Kearney, MO 64060 Property Records

Clay County property record for 109 W 3rd St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,124 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$244,720 (Apr 2025)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-812-00-07-018.00`

Property Details

APN / Parcel Number

Primary APN	`07-812-00-07-018.00`
Alternative APNs	`0781200070180001` `7812000701800` `280699`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	109 W 3RD ST
City	KEARNEY
State	MO
Zip	64060-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLDS 2ND ADDITION W95 OF E190 LT 3 BLK 11
Legal Range	31W
Legal Township	53N
Legal Section	27
Legal Subdivision	ARNOLDS 2ND ADDITION
Legal Block	11
Legal Lot Number	3
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3024
Census Tract	21806

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15603 TIPTON RD, SMITHVILLE, MO 64089-8871
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Warranty Deed, Transfer · Line of Credit VELOCITY CAPITAL LLC
Jan 31, 2025	Receiver's Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE
Apr 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	20259511
Deed Book / Page	9923 / 3
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 25, 2025
Property Address	109 W 3RD ST, KEARNEY, MO 64060-8647
Document Number	0000009511
Book / Page	9923 / 3
Instrument Date	Apr 16, 2025
Instrument	2025009511
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15603 TIPTON RD, SMITHVILLE, MO 64089-8871

Mortgage

Document Number	0000009512
Date	Apr 25, 2025
Instrument	2025009512

Lender

Name	VELOCITY CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Oct 16, 2025

Interest

Rate	14%

January 2025: Receiver's Deed, Transfer

Document Type	Receiver's Deed
Jurisdiction	CLAY MO
Recording Date	Jan 31, 2025
Property Address	109 W 3RD ST, KEARNEY, MO 64060-8647
Document Number	0000002250
Book / Page	9879 / 14
Instrument Date	Jan 31, 2025
Instrument	2025002250
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 19, 2021
Property Address	109 W 3RD ST, KEARNEY, MO 64060-8647
Document Number	0000016598
Book / Page	9028 / 69
Instrument Date	Apr 14, 2021
Instrument	2021016598
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 S OUTER BELT RD, GRAIN VALLEY, MO 64029-8280

Mortgage

Document Number	0000016599
Date	Apr 19, 2021
Instrument	2021016599

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+4.21%)	$35,590 (+9.17%)	$187,316 (+9.17%)
2024	$2,234.00 (+0.36%)
2023	$2,226.00 (+9.71%)	$32,600	$171,578
2019	$2,029.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1985–1998)
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intercept Fiber, Wisper ISP.

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