109 W 2nd St, Sutherland, IA 51058 Property Records

O'Brien County property record for 109 W 2nd St, Sutherland, IA 51058

Property Summary

Property Type	Bank, Financial Building
Details	5,168 sqft · built 1991
Lot Size	0.266 acres (11,600 sqft)
Owner	Company Name on File
Last Sale	$1,500 (Jul 1991)
Tax Bill	$11,694 (2024)
Flood Zone	Zone X (minimal risk)
APN	`0000506200`

Property Details

APN / Parcel Number

Primary APN	`0000506200`

Interior

Stories	1 Story
Building Area	5,168 sqft Gross Area
Basement Area	4,376 sqft

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Street Address	109 W 2ND ST
City	SUTHERLAND
State	IA
Zip	51058-7615
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	ORIGINAL TOWN ALL LOTS 9-10-11 & N 80 ADJ ALLEY & W 1/4 LOTS 12 & 13 & W 1/2 LOT 14 BLK 4
Legal Block	4
Legal Lot Number	9-14 10
Jurisdiction	O'BRIEN IA
Township / Civil Division	WATERMAN
Census Block Group	2
Census Block	2018
Census Tract	490400

Owner

Source: O'Brien County records · APN 0000506200

Assessment roll updated May 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	109 W 2ND ST, SUTHERLAND, IA 51058-7615
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 1991 · Amount on Record
Deed Sale	Jul 03, 1991 · Amount on Record
Deed Document Number	0000079273
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: O'Brien County records · Assessment roll updated May 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sutherland City
Unified School District	South O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$569,650 (+9%) Land $5,730 Building $563,920	$569,650 (+9%) Land $5,730 Building $563,920
2024	$11,694.00 (+13.62%)
2023		$522,600 (+25.35%) Land $5,730 Building $516,870	$522,600 (+25.35%) Land $5,730 Building $516,870
2022	$10,292.00	$416,910 Land $5,730 Building $411,180
2021			$416,910 Land $5,730 Building $411,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
West Iowa Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 144 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUTHERLAND WATER SUPPLY serves 629 people
Water Source	Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.