Lincoln County property record for 109 W 2nd St, Libby, MT 59923
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 4,955 sqft · built 1925 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Company Name on File |
| Last Sale | $266,000 (Jun 2026) |
| Tax Bill | $1,480 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2024 Line of Credit + 1 more |
| APN | R565254 |
| Primary APN | R565254 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,955 sqft Total Area |
| 1st Floor Area | 4,955 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 10,324 sqft (0.237 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Heating System | Space Heater |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000004715 |
|---|---|
| Street Address | 109 W 2ND ST |
| City | LIBBY |
| State | MT |
| Zip | 59923-1959 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | LIBBY ORIGINAL, S03, T30 N, R31 W, BLOCK 006, LOTS 23 & 5 & 4 & S 38' LOT 3 BLK 6 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 03 |
| Legal Subdivision | LIBBY ORIGINAL |
| Legal Block | 6 |
| Legal Lot Number | 3-5,23 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 200 |
Source: Lincoln County records · APN R565254
Assessment roll updated September 19, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 696 MUSTANG LN, LIBBY, MT 59923-7730 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 01, 2026 | Warranty Deed, Transfer · Seller Carry-Back FLYING S TITLE & ESCROW |
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Jan 22, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Deed Document Number | 2026321210 |
| Deed Book / Page | 415 / 124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jun 01, 2026 |
| Property Address | 109 W 2ND ST, LIBBY, MT 59923-1959 |
| Document Number | 0000321210 |
| Book / Page | 415 / 124 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026321210 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | FLYING S TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 696 MUSTANG LN, LIBBY, MT 59923-7730 |
| Document Number | 0000321211, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 2026321211 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 109 W 2ND ST, LIBBY, MT 59923-1959 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | NOT AVAILABLE, FLYING S T&E LIBBY |
| Name | Verified Name |
|---|---|
| Address | 109 W 2ND ST, LIBBY, MT 59923-1959 |
| Document Number | 000405/185 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 405/185 |
| Instrument | 309863 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 109 W 2ND ST, LIBBY, MT 59923-1959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2024 |
| Title Company | NOT AVAILABLE, FLYING S T&E LIBBY |
| Name | Verified Name |
|---|---|
| Address | 109 W 2ND ST, LIBBY, MT 59923-1959 |
| Document Number | 000404/508 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 404/508 |
| Instrument | 309065 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59715 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Libby City |
| Unified School District | Libby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,480.00 (-35.2%) | $215,300 (+9.34%) | $215,300 (+9.34%) Land $73,276 Building $142,024 |
| 2023 | $2,284.00 | $196,900 | $196,900 Land $51,679 Building $145,221 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–1990) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 1990 · erosion |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| CommunityTel Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 220 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LIBBY serves 4,892 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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