109 W 2nd St, Grayson, KY 41143 Property Records

Carter County property record for 109 W 2nd St, Grayson, KY 41143 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1924
Square Footage1,840 sqft Living Area
Lot Size19,602 sqft (0.45 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2026)
Tax Bill$50.00 (2025)

Property Details

APN / Parcel Number

Primary APN104-10-33-005.00
Alternative APN
  • 16215

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,840 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area19,602 sqft (0.45 acres)
DrivewayDriveway Asphalt
Porch Area96 sqft Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number16215
Street Address109 W 2ND ST
CityGRAYSON
StateKY
Zip41143-1005
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
Legal SubdivisionMAPLEWOOD SUBD
JurisdictionCARTER KY
Minor Civil DivisionGRAYSON
Census Blockgroup3
Census Block3041
Census Tract960500

Owner

Source: Carter County records · APN 104-10-33-005.00

Assessment roll updated April 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address502 BEECH GRV, GRAYSON, KY 41143-9190
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed, Transfer · Line of Credit
COMMERCIAL BANK
Apr 22, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2026 · Amount on Record
Deed SaleJul 15, 2026 · Amount on Record
Deed Doc Number20261030307
Deed Book / Page560 / 724
Prior Transfer DateSep 15, 2025
Prior Transfer Doc0001026443
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARTER KY
Recording DateJul 15, 2026
Property Address109 W 2ND ST, GRAYSON, KY 41143-1005
Document Number0001030307
Book / Page560 / 724
Instrument DateJul 06, 2026
Instrument20261030307
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$15,150.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 BEECH GRV, GRAYSON, KY 41143-9190

Mortgage

Document Number0001030308,
DateJul 15, 2026
Instrument20261030308
Lender
NameCOMMERCIAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueJul 06, 2033
Interest
Rate6.48%
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARTER KY
Recording DateApr 22, 2026
Property Address109 W 2ND ST, GRAYSON, KY 41143-1005
Document Number0001026443
Book / Page556 / 441
Instrument DateSep 15, 2025
Instrument20261026443
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3221 QUITMAN ST, COLUMBIA, SC 29204-3625

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCarter County
MunicipalityGrayson City
Unified School DistrictCarter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$50.00 (-32.43%)$55,000 (-)$55,000 (-)
2023$74.00 Homeowner's exemption$55,000$55,000

Flood & Wildfire

109 W 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carter County (21043C), updated June 2, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on W 2nd St

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