109 W 27th St, Higginsville, MO 64037 Property Records

Lafayette County property record for 109 W 27th St, Higginsville, MO 64037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,185 sqft · built 1920
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$174,457 (Jul 2024)
Tax Bill	$381 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-3.0-06-3-003-039.000`

Property Details

APN / Parcel Number

Primary APN	`17-3.0-06-3-003-039.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,185 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Porch	Slab
Porch Area	98 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	109 W 27TH ST
City	HIGGINSVILLE
State	MO
Zip	64037-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 BLK 13 GROVE YOUNGS SOUTHSIDE ADDN; 581-1042, 758-1172, 812-701, 940-334, 2018DR1590, 2022DR1141, 2024DR2443
Legal Range	25
Legal Township	49
Legal Section	06
Legal Subdivision	GROVE YOUNGS SOUTHSIDE ADDN
Legal Block	13
Legal Lot Number	5-6
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DAVIS
Census Block Group	2
Census Block	2048
Census Tract	90402

Owner

109 W 27th St is owned and occupied by two individuals who bought it in July 2024.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 W 27TH ST, HIGGINSVILLE, MO 64037-1928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · FHA Mortgage WOOD & HUSTON BANK
Jul 16, 2024	Warranty Deed, Transfer · Line of Credit WOOD & HUSTON BANK
Mar 7, 2022	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Deed Document Number	20242443
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	109 W 27TH ST, HIGGINSVILLE, MO 64037-1928
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025DR3268
Date	Aug 26, 2025
Instrument	2025DR3268

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jul 16, 2024
Property Address	109 W 27TH ST, HIGGINSVILLE, MO 64037-1928
Document Number	2024DR2443
Map Reference	MB 4 PG 28
Instrument Date	Jul 11, 2024
Instrument	2024DR2443
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 W 27TH ST, HIGGINSVILLE, MO 64037-1928

Mortgage

Document Number	2024DR2444
Date	Jul 16, 2024
Instrument	2024DR2444

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Jan 11, 2025

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Mar 7, 2022
Property Address	109 W 27TH ST, HIGGINSVILLE, MO 64037-1928
Document Number	2022DR1141
Instrument Date	Mar 4, 2022
Instrument	2022DR1141
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 CYPRESS ST, HIGGINSVILLE, MO 64037-1413

Tax Assessment & Valuation

The 2025 property tax bill for 109 W 27th St was $381.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Higginsville City
Unified School District	Lafayette County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$381.00	$5,366	$28,240 Land $6,690 Building $21,550
2023		$4,706	$24,770 Land $5,870 Building $18,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 W 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 W 27th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGGINSVILLE PWS serves 4,800 people · EPA ID MO1010363
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Green Hills Technologies Cable · Fiber in parts of the area	250 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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