109 Vineyard Ct, Rocky Mount, NC 27803 Property Records

Nash County property record for 109 Vineyard Ct, Rocky Mount, NC 27803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,383 sqft · built 2000
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Oct 2018)
Tax Bill	$1,561 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`374914-33-5524`

Property Details

APN / Parcel Number

Primary APN	`374914-33-5524`
Alternative APNs	`045961` `63313`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,383 sqft Heated Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	162 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	63313
Street Address	109 VINEYARD CT
City	ROCKY MOUNT
State	NC
Zip	27803-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LT, 3 BLK A CHATEAU WOODS SPLIT OUT OF 374914334728 LT 1H 3 A CHATEAU WOODS
Legal Subdivision	CHATEAU WOODS
Legal Block	A
Legal Lot Number	1H
Jurisdiction	NASH NC
Township / Civil Division	STONY CREEK
Census Block Group	1
Census Block	1003
Census Tract	10302

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 VINEYARD CT, ROCKY MOUNT, NC 27803-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Sep 27, 2001 · Amount on Record
Deed Book / Page	2956 / 617
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	109 VINEYARD CT, ROCKY MOUNT, NC 27803-3104
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VINEYARD CT, ROCKY MOUNT, NC 27803-3104

Mortgage

Document Number	003268/690
Date	Feb 15, 2023
Book Page	3268/690

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	15%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	109 VINEYARD CT, ROCKY MOUNT, NC 27803-3104
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003198/514
Date	Feb 23, 2022
Book Page	3198/514

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Oct 10, 2018
Property Address	109 VINEYARD CT, ROCKY MOUNT, NC 27803-3104
Document Number	2956/0617
Book / Page	2956 / 0617
Map Reference	MB22 PG64
Instrument Date	Oct 4, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 POLENTA FIELDS DR, 116, SMITHFIELD, NC 27577-7182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 VINEYARD CT, ROCKY MOUNT, NC 27803-3104

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,561.00	$247,830 (-) Land $24,820 Building $223,010	$247,830 (-) Land $24,820 Building $223,010
2025	$1,561.00 (+30.85%)	$247,830 (+39.18%) Land $24,820 Building $223,010	$247,830 (+39.18%) Land $24,820 Building $223,010
2023	$1,193.00	$178,070	$178,070 Land $24,820 Building $153,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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